TUSCALOOSA V A Credit Union Profile

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TUSCALOOSA V A

Charter #7532 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 556-7819

Fax: (205) 553-1629

Founding Date: N/A

Website: http://www.tvacu.com

Personnel & Operations

President: Cephus, Nina

Manager: Blankenship, Phillip

FT Employees: 15

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 8:00 a.m -4:00 p.m.

Credit Union Profile Summary

TUSCALOOSA V A is a FCU Credit Union. With a total of 3,432 members [1], this institution manages approximately $48,775,835 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.72% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 32.16% [1].

Financial Snapshot

Total Assets [1]
$48,775,835

Total economic resources.

Total Loans [1]
$29,859,361

Total value of outstanding loans.

Total Deposits [1]
$43,400,765

Total funds deposited by members.

Members [1]
3,432

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.72%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 32.16%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3701 Loop Rd

Tuscaloosa, AL, 35404
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by TUSCALOOSA V A (Charter #7532).

Main Office

Tuscaloosa VA Federal Credit Union Main Office

Type: Corporate Office

3701 Loop Rd

Tuscaloosa, AL 35404

Phone: (205) 556-7819

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Northport

Tuscaloosa VA Federal Credit Union

Type: Branch Office

50 McFarland Blvd

Northport, AL 35476

Phone: (205) 556-4575

Services: Member Services, ATM, Drive-Thru

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