EAST BATON ROUGE TEACHERS Credit Union Profile

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EAST BATON ROUGE TEACHERS

Charter #7253 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (225) 355-8896

Fax: (225) 355-8897

Founding Date: N/A

Website: http://www.ebrteachersfcu.org

Personnel & Operations

President: Pate, Herbert

Manager: Spurlock, Evangeline

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Monday thru Friday 9:00a.m. to 5:30p.m. Dri

Credit Union Profile Summary

EAST BATON ROUGE TEACHERS is a FCU Credit Union. With a total of 1,575 members [1], this institution manages approximately $4,842,109 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.22% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.62% [1].

Financial Snapshot

Total Assets [1]
$4,842,109

Total economic resources.

Total Loans [1]
$2,528,804

Total value of outstanding loans.

Total Deposits [1]
$4,383,063

Total funds deposited by members.

Members [1]
1,575

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.22%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4836 Plank Rd

Baton Rouge, LA, 70805

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by EAST BATON ROUGE TEACHERS (Charter #7253).

Main Office

EBRTFCU Main Office

Type: Corporate Office

4836 Plank Rd

Baton Rouge, LA 70805

Phone: (225) 355-8896

Services: Member Services

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