CHENEY Credit Union Profile

Showing details for CHENEY Credit Union.

Home > WA > CHENEY

CHENEY

Charter #7101 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (509) 235-6533

Fax: (509) 235-6544

Founding Date: N/A

Website: http://www.cheneyfcu.com

Personnel & Operations

President: Mowatt, Leslie

Manager: Crosby, Andrew

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M-F 8:00 AM - 6:00 PM

Credit Union Profile Summary

CHENEY is a FCU Credit Union. With a total of 6,400 members [1], this institution manages approximately $141,514,007 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.66% [1].

Financial Snapshot

Total Assets [1]
$141,514,007

Total economic resources.

Total Loans [1]
$75,747,143

Total value of outstanding loans.

Total Deposits [1]
$126,211,376

Total funds deposited by members.

Members [1]
6,400

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.50%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

520 1ST ST

CHENEY, WA, 99004-1603
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by CHENEY (Charter #7101).

Main Office

Head Office Main Office

Type: Corporate Office

520 1ST ST

Cheney, WA 99004-1603

Phone: (509) 235-6533

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Spokane

Westbow Branch

Type: Branch Office

10505 W Westbow Rd

Spokane, WA 99224-7434

Phone: (509) 598-7151

Services: Member Services, ATM, Drive-Thru

Open in Directions