NORTHERN HILLS Credit Union Profile

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NORTHERN HILLS

Charter #6986 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 720-6750

Fax: (605) 347-3021

Founding Date: N/A

Website: HTTP://WWW.NORTHERNHILLSFCU.ORG

Personnel & Operations

President: Prosser, Laura

Manager: Winter, Misty

FT Employees: 37

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 5

Hours: Monday-Friday 8:00-5:00 MTSaturday 9:00-1

Credit Union Profile Summary

NORTHERN HILLS is a FCU Credit Union. With a total of 11,970 members [1], this institution manages approximately $175,500,140 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.77% [1].

Financial Snapshot

Total Assets [1]
$175,500,140

Total economic resources.

Total Loans [1]
$136,210,766

Total value of outstanding loans.

Total Deposits [1]
$152,219,480

Total funds deposited by members.

Members [1]
11,970

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.13%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1080 MAIN ST

STURGIS, SD, 57785
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by NORTHERN HILLS (Charter #6986).

Main Office

NHFCU01 Main Office

Type: Corporate Office

1080 MAIN ST

Sturgis, SD 57785

Phone: (605) 720-6750

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Belle Fourche

NHFCU06

Type: Branch Office

2211 Dakota Ave

Belle Fourche, SD 57717

Phone: (605) 892-0600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Deadwood

NHFCU05

Type: Branch Office

78 Cliff St

Deadwood, SD 57732

Phone: (605) 578-3995

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fort Meade

NHFCU04

Type: Branch Office

113 Comanche Rd

Fort Meade, SD 57741

Phone: (605) 347-4527

Services: ATM

Open in Directions

Spearfish

NHFCU03

Type: Branch Office

2430 Platinum Dr

Suite 3

Spearfish, SD 57783

Phone: (605) 720-6794

Services: Member Services, ATM, Drive-Thru

Open in Directions