CENTRAL MAINE Credit Union Profile

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CENTRAL MAINE

Charter #6936 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 783-1475

Fax: (207) 777-1914

Founding Date: N/A

Website: http://www.centralmainecu.com

Personnel & Operations

President: Crowley, Christopher

Manager: Hayes, Kerry

FT Employees: 17

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Lobby Monday-Thursday: 8:30-5:00

Credit Union Profile Summary

CENTRAL MAINE is a FCU Credit Union. With a total of 5,347 members [1], this institution manages approximately $136,033,079 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.06% [1].

Financial Snapshot

Total Assets [1]
$136,033,079

Total economic resources.

Total Loans [1]
$38,660,683

Total value of outstanding loans.

Total Deposits [1]
$115,244,444

Total funds deposited by members.

Members [1]
5,347

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
33.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1000 Lisbon St

Lewiston, ME, 04240-5721
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CENTRAL MAINE (Charter #6936).

Main Office

Central Maine Federal C.U. Main Office

Type: Corporate Office

1000 Lisbon St

Lewiston, ME 04240-5721

Phone: (207) 783-1475

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Auburn

Central Maine Federal Credit Union

Type: Branch Office

836 Center St

Auburn, ME 04210-6405

Phone: (207) 783-1475

Services: Member Services, ATM, Drive-Thru

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