WINSOUTH Credit Union Profile
Showing details for WINSOUTH Credit Union.
Credit Union Profile for: WINSOUTH
WINSOUTH
Headquarters Contact & Staff
Contact & Info
Phone: (256) 543-7302
Fax: (256) 543-7387
Founding Date: N/A
Website: http://www.winsouthcu.com
Personnel & Operations
President: SMITH, DON
Manager: EUBANKS, DAVID
FT Employees: 106
PT Employees: 16
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 9
Hours: M,T,TH.F: 8-12:45 2-4:30 W: 8-12:00
Credit Union Profile Summary
WINSOUTH is a FISCU Credit Union. With a total of 36,109 members [1], this institution manages approximately $450,421,886 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at % [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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No branch locations found for this credit union in the database.