CREDIT UNION 1 Credit Union Profile

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CREDIT UNION 1

Charter #68727 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 252-6950

Fax:

Founding Date: N/A

Website: http://www.creditunion1.org

Personnel & Operations

President: Eberhardt, Robert

Manager: Gunderson, Todd

FT Employees: 434

PT Employees: 26

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 18

Hours: 8-5 MF

Credit Union Profile Summary

CREDIT UNION 1 is a FISCU Credit Union. With a total of 121,471 members ^[1], this institution manages approximately $1,946,921,769 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.75% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 20.21% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,946,921,769

Total economic resources.

Total Loans ^[1]

$1,342,411,162

Total value of outstanding loans.

Total Deposits ^[1]

$1,659,406,461

Total funds deposited by members.

Members ^[1]

121,471

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

80.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 17.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 20.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

450 E 22nd St Ste 250, Ste 250

Lombard, IL, 60148-6176

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 15 branches reported by CREDIT UNION 1 (Charter #68727).

Main Office

Credit Union 1 Main Office

Type: Corporate Office

200 E Champaign Ave

Rantoul, IL 61866-2930

Phone: (800) 252-6950

Services: None specified

CREDIT UNION 1 Credit Union Profile

CREDIT UNION 1

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Credit Union 1 Main Office

Additional Branches

Chicago

Evergreen Park

Henderson

Indianapolis

Lombard

Macomb

Matteson

Northlake

South Bend

Springfield

Vernon Hills