RADIANT Credit Union Profile

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RADIANT

Charter #68723 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (352) 381-5200

Fax:

Founding Date: N/A

Website: https://www.radiantcu.org

Personnel & Operations

President: King, Chad

Manager: Barnard, Tom

FT Employees: 185

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 11.12%

Membership Type: 99

Branches: 11

Hours: 8:00am to 5:00pm, Monday-Friday

Credit Union Profile Summary

RADIANT is a FISCU Credit Union. With a total of 49,462 members ^[1], this institution manages approximately $895,484,653 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.89% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.11% ^[1].

Financial Snapshot

Total Assets ^[1]

$895,484,653

Total economic resources.

Total Loans ^[1]

$677,234,076

Total value of outstanding loans.

Total Deposits ^[1]

$772,828,435

Total funds deposited by members.

Members ^[1]

49,462

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

87.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.11%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.03%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4440 NW 25th Pl

Gainesville, FL, 32606-6563

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 10 branches reported by RADIANT (Charter #68723).

Main Office

Radiant Operations Center (ROC) Main Office

Type: Corporate Office

Jonesville

Type: Branch Office

14133 W Newberry Rd

Newberry, FL 32669-2753

Phone: (352) 332-9090

Services: Member Services, ATM, Drive-Thru

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