INTERSTATE Credit Union Profile

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INTERSTATE

Charter #68717 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (912) 427-3904

Fax: (912) 559-6025

Founding Date: N/A

Website: https://www.interstatecu.org/

Personnel & Operations

President: Grove, Harley

Manager: Branch, Stacie

FT Employees: 84

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 8:30 am to 5:00 pm

Credit Union Profile Summary

INTERSTATE is a FISCU Credit Union. With a total of 35,146 members [1], this institution manages approximately $385,364,820 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.69% [1].

Financial Snapshot

Total Assets [1]
$385,364,820

Total economic resources.

Total Loans [1]
$322,053,418

Total value of outstanding loans.

Total Deposits [1]
$323,770,750

Total funds deposited by members.

Members [1]
35,146

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.47%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 14.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 8.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

190 S 5th St

Jesup, GA, 31545-0859
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by INTERSTATE (Charter #68717).

Main Office

Administrative Building Main Office

Type: Corporate Office

190 S 5th St

Jesup, GA 31545-0859

Phone: (912) 427-3904

Services: ATM

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Additional Branches

Baxley

Baxley Branch

Type: Branch Office

665 W Parker St

Baxley, GA 31513

Phone: (912) 367-9719

Services: Member Services, ATM, Drive-Thru

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Brunswick

Brunswick Branch

Type: Branch Office

2449 Perry Lane Rd

Brunswick, GA 31525-8915

Phone: (912) 264-2973

Services: Member Services, ATM, Drive-Thru

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Hazlehurst

Hazlehurst Branch

Type: Branch Office

14 HInson St

Hazlehurst, GA 31539

Phone: (912) 375-0640

Services: Member Services, ATM, Drive-Thru

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Jesup

Jesup

Type: Branch Office

705 W Cherry St

Jesup, GA 31545

Phone: (912) 427-3904

Services: Member Services, Drive-Thru

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Midway

Midway

Type: Branch Office

11199 E Oglethorpe Hwy

Midway, GA 31320

Phone: (912) 884-2754

Services: Member Services, ATM, Drive-Thru

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