DESERT FINANCIAL Credit Union Profile

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DESERT FINANCIAL

Charter #68713 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (602) 433-7000

Fax:

Founding Date: N/A

Website: http://www.desertfinancial.com

Personnel & Operations

President: Haskew, Kevin

Manager: Meshey, Jeffrey

FT Employees: 1,337

PT Employees: 22

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 49

Hours: Employee Access: M-F 7:00am - 7:00pm/Sat.

Credit Union Profile Summary

DESERT FINANCIAL is a FISCU Credit Union. With a total of 489,538 members [1], this institution manages approximately $9,074,372,022 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.48% [1].

Financial Snapshot

Total Assets [1]
$9,074,372,022

Total economic resources.

Total Loans [1]
$4,645,131,584

Total value of outstanding loans.

Total Deposits [1]
$8,292,060,229

Total funds deposited by members.

Members [1]
489,538

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
12.48%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

148 N 48th St

Phoenix, AZ, 85034

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 48 branches reported by DESERT FINANCIAL (Charter #68713).

Main Office

Papago Main Office

Type: Corporate Office

148 N 48th St

Phoenix, AZ 85034

Phone: (602) 433-7000

Services: ATM

Open in Directions

Additional Branches

Apache Junction

Apache Junction Fry's

Type: Branch Office

150 E Old West Hwy

Apache Junction, AZ 85119-0002

Phone: (602) 335-5870

Services: Member Services, ATM

Open in Directions

Buckeye

Watson Wal-Mart

Type: Branch Office

1060 S Watson Rd

Buckeye, AZ 85326-3371

Phone: (602) 335-5770

Services: Member Services, ATM

Open in Directions

Chandler

Chandler

Type: Branch Office

1949 W Ray Rd Ste 34

Chandler, AZ 85224

Phone: (602) 335-2500

Services: Member Services, ATM

Open in Directions

Chandler Wal-Mart

Type: Branch Office

2750 E Germann Rd

Chandler, AZ 85286

Phone: (602) 335-4610

Services: Member Services, ATM

Open in Directions

Ocotillo Safeway

Type: Branch Office

4970 S Alma School Rd

Chandler, AZ 85248-5502

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

Riggs Frys

Type: Branch Office

985 E Riggs Rd

Chandler, AZ 85249-4259

Phone: (602) 335-5825

Services: Member Services, ATM

Open in Directions

Flagstaff

Flagstaff

Type: Branch Office

Cypress Flagstaff Mall

4620 N US Highway 89 Ste 2

Flagstaff, AZ 86004-2424

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

Gilbert

Gilbert

Type: Branch Office

1525 N Gilbert Rd Ste 110

Gilbert, AZ 85234

Phone: (602) 335-6817

Services: Member Services, ATM

Open in Directions

Gilbert Gateway

Type: Branch Office

5238 S Power Rd

Gilbert, AZ 85295-8478

Phone: (602) 433-7000

Services: Member Services, ATM, Drive-Thru

Open in Directions

San Tan Village

Type: Branch Office

2925 S Market Street

Gilbert, AZ 85295

Phone: (602) 335-4100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Glendale

59th Ave Wal-Mart

Type: Branch Office

5845 W Bell Rd

Glendale, AZ 85308-3871

Phone: (602) 335-8145

Services: Member Services, ATM

Open in Directions

Arrowhead Mall

Type: Branch Office

17445 N 79th Ave

Glendale, AZ 85308

Phone: (602) 335-5935

Services: Member Services, ATM, Drive-Thru

Open in Directions

Thunderbird

Type: Branch Office

5690 W Thunderbird Rd

Glendale, AZ 85306

Phone: (602) 335-5400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Goodyear

Palm Valley

Type: Branch Office

13200 W McDowell Rd

Goodyear, AZ 85395-2606

Phone: (602) 335-4510

Services: Member Services, ATM, Drive-Thru

Open in Directions

Laveen

Baseline Frys

Type: Branch Office

5140 W Baseline Rd

Laveen, AZ 85339

Phone: (602) 335-4010

Services: Member Services, ATM

Open in Directions

Maricopa

Maricopa Frys

Type: Branch Office

20797 N John Wayne Pkwy

Maricopa, AZ 85139

Phone: (602) 335-4490

Services: Member Services, ATM

Open in Directions

Mesa

Alma School

Type: Branch Office

2355 S Alma School Rd

Mesa, AZ 85210

Phone: (602) 335-8060

Services: Member Services, ATM, Drive-Thru

Open in Directions

Eastmark Safeway

Type: Branch Office

4316 S Signal Butte Rd

Mesa, AZ 85212

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

McKellips

Type: Branch Office

4405 E McKellips Rd

Ste 101

Mesa, AZ 85215

Phone: (602) 335-5880

Services: Member Services, ATM, Drive-Thru

Open in Directions

Signal Butte Wal-Mart

Type: Branch Office

1606 S Signal Butte Rd

Mesa, AZ 85209

Phone: (602) 335-4620

Services: Member Services, ATM

Open in Directions

Southern and Greenfield

Type: Branch Office

4330 E Southern Ave

Mesa, AZ 85206

Phone: (602) 335-8043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Stapley

Type: Branch Office

1262 N Stapley Dr

Mesa, AZ 85203

Phone: (602) 335-8003

Services: Member Services, ATM, Drive-Thru

Open in Directions

Superstition Wal-Mart

Type: Branch Office

6131 E Southern Ave

Mesa, AZ 85206

Phone: (602) 335-4000

Services: Member Services, ATM

Open in Directions

Payson

Payson Wal-Mart

Type: Branch Office

300 N Beeline Hwy

Payson, AZ 85541

Phone: (602) 335-4080

Services: Member Services, ATM

Open in Directions

Peoria

Lake Pleasant Wal-Mart

Type: Branch Office

21655 N Lake Pleasant Pkwy

Peoria, AZ 85382

Phone: (602) 335-4440

Services: Member Services, ATM

Open in Directions

Phoenix

44th Street

Type: Branch Office

2500 N 44th St

Phoenix, AZ 85008

Phone: (602) 335-8320

Services: Member Services, ATM

Open in Directions

Ahwatukee

Type: Branch Office

4940 E Ray Rd Ste 11

Phoenix, AZ 85044

Phone: (602) 335-8080

Services: Member Services, ATM

Open in Directions

Black Canyon

Type: Branch Office

6633 N Black Canyon Hwy

Phoenix, AZ 85015

Phone: (602) 335-2800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Desert Sky

Type: Branch Office

7515 W Encanto Blvd Ste 1

Phoenix, AZ 85035-1224

Phone: (602) 335-7200

Services: Member Services, ATM, Drive-Thru

Open in Directions

East Bell

Type: Branch Office

3423 E Bell Rd

Phoenix, AZ 85032

Phone: (602) 335-5040

Services: Member Services, ATM, Drive-Thru

Open in Directions

Happy Valley Wal-Mart

Type: Branch Office

2501 W Happy Valley Rd Ste 34

Phoenix, AZ 85085-3712

Phone: (602) 335-4110

Services: Member Services, ATM

Open in Directions

Indian School Wal-Mart

Type: Branch Office

5250 W Indian School Rd

Phoenix, AZ 85031

Phone: (602) 335-5890

Services: Member Services, ATM

Open in Directions

Missouri

Type: Branch Office

5555 N 7th St Ste 140

Phoenix, AZ 85014-2531

Phone: (602) 335-5700

Services: Member Services, ATM

Open in Directions

Moon Valley

Type: Branch Office

406 E Thunderbird Rd

Phoenix, AZ 85022-5229

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

Paradise Valley New

Type: Branch Office

13015 N Tatum Blvd

Phoenix, AZ 85032

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

South Mountain

Type: Branch Office

3230 E Baseline Rd

Phoenix, AZ 85042-7133

Phone: (602) 335-4590

Services: Member Services, ATM

Open in Directions

Union Hills

Type: Branch Office

826 E Union Hills Dr Bldg E

Phoenix, AZ 85024

Phone: (602) 335-5720

Services: Member Services, ATM

Open in Directions

Prescott Valley

Prescott Valley Fry's

Type: Branch Office

3100 N Glassford Hill Rd

Prescott Valley, AZ 86314-2285

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

Queen Creek

Ironwood Safeway

Type: Branch Office

40950 N Ironwood Dr

Queen Creek, AZ 85140-8915

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

San Tan Valley

Queen Creek Wal-Mart

Type: Branch Office

1725 W Hunt Hwy

San Tan Valley, AZ 85143

Phone: (602) 335-4540

Services: Member Services, ATM

Open in Directions

Scottsdale

Hayden

Type: Branch Office

15505 N Hayden Rd

Scottsdale, AZ 85260-1927

Phone: (602) 433-7000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kierland

Type: Branch Office

15505 N Scottsdale Rd Ste 190

Scottsdale, AZ 85254

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

Scottsdale

Type: Branch Office

8220 E Via Paseo Del Norte

Scottsdale, AZ 85258-3732

Phone: (602) 335-2600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sun City

Sun City

Type: Branch Office

10725 Grand Ave

Sun City, AZ 85351

Phone: (602) 335-3200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Surprise

Greenway Fry's

Type: Branch Office

15215 N Cotton Ln

Surprise, AZ 85388

Phone: (602) 433-7000

Services: Member Services, ATM

Open in Directions

Surprise Wal-Mart

Type: Branch Office

13770 W Bell Rd

Surprise, AZ 85374

Phone: (602) 335-4050

Services: Member Services, ATM

Open in Directions

Tempe

Tempe

Type: Branch Office

1245 E Broadway Rd

Tempe, AZ 85282

Phone: (602) 335-2300

Services: Member Services, ATM, Drive-Thru

Open in Directions