VALLEY STRONG Credit Union Profile

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VALLEY STRONG

Charter #68712 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (661) 833-7900

Fax:

Founding Date: N/A

Website: http://www.valleystrong.com

Personnel & Operations

President: Bruce, S William

Manager: Ambrosini, Nicholas

FT Employees: 545

PT Employees: 70

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 31

Hours: 8:00A.M. - 5:00P.M.

Credit Union Profile Summary

VALLEY STRONG is a FISCU Credit Union. With a total of 347,778 members ^[1], this institution manages approximately $3,940,571,791 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.35% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.94% ^[1].

Financial Snapshot

Total Assets ^[1]

$3,940,571,791

Total economic resources.

Total Loans ^[1]

$2,864,047,723

Total value of outstanding loans.

Total Deposits ^[1]

$3,535,603,235

Total funds deposited by members.

Members ^[1]

347,778

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

81.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

11500 BOLTHOUSE DR

BAKERSFIELD, CA, 93311-8822

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 31 branches reported by VALLEY STRONG (Charter #68712).

Main Office

Administrative Office Main Office

Type: Corporate Office

11500 Bolthouse Dr

Bakersfield, CA 93311-8822

Phone: (661) 833-7900

Services: None specified

VALLEY STRONG Credit Union Profile

VALLEY STRONG

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Administrative Office Main Office

Additional Branches

Bakersfield

Delano

Dinuba

Fairfield

Hanford

Lodi

Manteca

Porterville

Stockton

Tehachapi

Tulare

Vacaville

Visalia