ROCK VALLEY Credit Union Profile

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ROCK VALLEY

Charter #68687 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (815) 282-0300

Fax: (815) 877-8201

Founding Date: N/A

Website: http://www.rockvalleycreditunion.or

Personnel & Operations

President: Gill, David

Manager: Keller, Darlyne

FT Employees: 45

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: 8:00-5:30 M-F 9:00-12:00 S

Credit Union Profile Summary

ROCK VALLEY is a FISCU Credit Union. With a total of 15,584 members [1], this institution manages approximately $169,285,114 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.74% [1].

Financial Snapshot

Total Assets [1]
$169,285,114

Total economic resources.

Total Loans [1]
$131,634,908

Total value of outstanding loans.

Total Deposits [1]
$147,148,230

Total funds deposited by members.

Members [1]
15,584

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1201 Clifford Ave

Loves Park, IL, 61111
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ROCK VALLEY (Charter #68687).

Main Office

Loves Park Main Office

Type: Corporate Office

1201 Clifford Ave

Loves Park, IL 61111

Phone: (815) 282-0300

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Machesney Park

Machesney Park

Type: Branch Office

11280 Forest Hills Rd

Machesney Park, IL 61115

Phone: (815) 633-5150

Services: Member Services, ATM, Drive-Thru

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Rochelle

Rochelle

Type: Branch Office

561 Flagg Road

Rochelle, IL 61068

Phone: (815) 562-7036

Services: Member Services, ATM, Drive-Thru

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