COOSA VALLEY Credit Union Profile

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COOSA VALLEY

Charter #68683 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (706) 235-8551

Fax: (706) 235-6795

Founding Date: N/A

Website: https://www.mycvcu.org

Personnel & Operations

President: Hartley, Gideon

Manager: Harris, Andy

FT Employees: 126

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 13.68%

Membership Type: 99

Branches: 13

Hours: 9-5pm M-F Not open to public

Credit Union Profile Summary

COOSA VALLEY is a FISCU Credit Union. With a total of 50,432 members [1], this institution manages approximately $699,955,595 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.43% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.79% [1].

Financial Snapshot

Total Assets [1]
$699,955,595

Total economic resources.

Total Loans [1]
$537,295,483

Total value of outstanding loans.

Total Deposits [1]
$625,690,634

Total funds deposited by members.

Members [1]
50,432

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.71%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2010 Redmond CIR NW

Rome, GA, 30165
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 9 branches reported by COOSA VALLEY (Charter #68683).

Main Office

Admin Office Main Office

Type: Corporate Office

2010 Redmond CIR NW

Rome, GA 30165

Phone: (706) 235-8551

Services: ATM

Open in Directions

Additional Branches

Cartersville

Cartersville Office

Type: Branch Office

1149 N Tennessee St

Cartersville, GA 30120-2324

Phone: (770) 382-7234

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Cartersville

Type: Branch Office

15 Walnut Grove Rd SE

Cartersville, GA 30120-6438

Phone: (706) 235-8851

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cedartown

Cedartown Office

Type: Branch Office

819 N Main St

Cedartown, GA 30125-2325

Phone: (770) 748-4901

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ringgold

Ringgold

Type: Branch Office

25 Gateway Business Park Dr

Ringgold, GA 30736

Phone: (770) 965-2422

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rockmart

ROCKMART

Type: Branch Office

1400 Chattahoochee Dr

Rockmart, GA 30153

Phone: (770) 684-7436

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rome

East Rome Branch

Type: Branch Office

1504 Dean Ave SE

Rome, GA 30161-7104

Phone: (706) 292-0678

Services: Member Services, ATM, Drive-Thru

Open in Directions

Main Branch

Type: Branch Office

1307 Redmond Rd NW

Rome, GA 30165-9655

Phone: (706) 235-8551

Services: Member Services, ATM, Drive-Thru

Open in Directions

Woodstock

Woodstock Branch

Type: Branch Office

12178 SR-92 N

Woodstock, GA 30188

Phone: (706) 235-8551

Services: Member Services, ATM, Drive-Thru

Open in Directions