ITHINK FINANCIAL Credit Union Profile

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ITHINK FINANCIAL

Charter #68663 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (561) 982-4700

Fax:

Founding Date: N/A

Website: http://www.ithinkfi.org

Personnel & Operations

President: Townsend, Michael

Manager: Miller, Michael

FT Employees: 383

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 15.41%

Membership Type: 99

Branches: 21

Hours: 8:30-4:00 m-th 8:30-6:00 f

Credit Union Profile Summary

ITHINK FINANCIAL is a FISCU Credit Union. With a total of 114,859 members [1], this institution manages approximately $2,247,855,252 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.56% [1].

Financial Snapshot

Total Assets [1]
$2,247,855,252

Total economic resources.

Total Loans [1]
$1,805,709,344

Total value of outstanding loans.

Total Deposits [1]
$1,833,023,878

Total funds deposited by members.

Members [1]
114,859

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
98.51%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1000 NW 17th Ave

Delray Beach, FL, 33445-2555

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 22 branches reported by ITHINK FINANCIAL (Charter #68663).

Main Office

Delray Main Office

Type: Corporate Office

1000 NW 17th Ave

Delray Beach, FL 33445-2555

Phone: (561) 982-4700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Atlanta

Atlanta Federal Center

Type: Branch Office

61 Forsyth St SW STE 8B-45

Atlanta, GA 30303-8931

Phone: (404) 577-1334

Services: Member Services, ATM

Open in Directions

North Atlanta

Type: Branch Office

3200 Windy Hill Rd SE

Atlanta, GA 30339-5640

Phone: (770) 818-0587

Services: Member Services, ATM

Open in Directions

Boca Raton

Boca Raton

Type: Branch Office

790 Park of Commerce Blvd

Boca Raton, FL 33487

Phone: (561) 982-4700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Boynton Beach

Boynton Beach

Type: Branch Office

280 N Congress Ave

Boynton Beach, FL 33426-4212

Phone: (800) 575-8772

Services: Member Services, ATM

Open in Directions

Delray Beach

West Delray Beach

Type: Branch Office

5859 Atlantic Ave

Delray Beach, FL 33484

Phone: (800) 940-5552

Services: Member Services, ATM

Open in Directions

Fellsmere

Fellsmere

Type: Branch Office

56 1/2 N Broadway St

Fellsmere, FL 32948

Phone: (772) 571-1400

Services: Member Services, ATM

Open in Directions

Fort Lauderdale

North Fort Lauderdale

Type: Branch Office

1500 NW 62nd St

Ste 308

Fort Lauderdale, FL 33309-1850

Phone: (954) 315-1044

Services: Member Services, ATM

Open in Directions

Fort Pierce

Fort Pierce

Type: Branch Office

610 Delaware Ave

Fort Pierce, FL 34950

Phone: (772) 293-0226

Services: Member Services, ATM

Open in Directions

Hutchison Island

Type: Branch Office

1929 Seaway Dr

Fort Pierce, FL 34949

Phone: (772) 465-3200

Services: Member Services, ATM

Open in Directions

Jasper

Jasper

Type: Branch Office

124 W Church St

Jasper, GA 30143

Phone: (678) 569-1679

Services: Member Services, ATM

Open in Directions

Kennesaw

Kennesaw

Type: Branch Office

1075 Cobb Place Blvd NW

Kennesaw, GA 30144-3672

Phone: (678) 797-6300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Marietta

Marietta

Type: Branch Office

647 Roswell St NE

Marietta, GA 30060

Phone: (678) 569-1600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Morrow

Morrow

Type: Branch Office

1135 Mount Zion Rd

Morrow, GA 30260

Phone: (770) 961-1101

Services: Member Services, ATM

Open in Directions

Palm Beach Gardens

PGA

Type: Branch Office

5070 PGA Blvd Ste 100

Palm Beach Gardens, FL 33418-3939

Phone: (561) 624-8560

Services: Member Services, ATM

Open in Directions

Port St Lucie

St Lucie West

Type: Branch Office

2100 NW Courtyard Cir

Port St Lucie, FL 34986

Phone: (772) 344-8682

Services: Member Services, ATM, Drive-Thru

Open in Directions

Roswell

Roswell

Type: Branch Office

1009 Mansell Rd Ste D

Roswell, GA 30076-4806

Phone: (678) 466-3683

Services: Member Services, ATM

Open in Directions

Sebastian

Sebastian

Type: Branch Office

13600 US Highway 1

Sebastian, FL 32958

Phone: (772) 581-3199

Services: Member Services, ATM

Open in Directions

Stuart

Stuart

Type: Branch Office

2260 SE Federal Hwy

Stuart, FL 34994

Phone: (772) 283-0905

Services: Member Services, ATM

Open in Directions

Vero Beach

Vero

Type: Branch Office

1340 US Highway 1

Vero Beach, FL 32960

Phone: (772) 563-2680

Services: Member Services, ATM

Open in Directions

Vero Beach Airport

Type: Branch Office

2625 Airport Dr

Vero Beach, FL 32960

Phone: (772) 564-2900

Services: Member Services, ATM

Open in Directions

West Palm Beach

Military Trail

Type: Branch Office

2901A N Military Trl Ste A

West Palm Beach, FL 33409-2916

Phone: (800) 940-5552

Services: Member Services

Open in Directions