FINANCIAL CENTER FIRST Credit Union Profile

Showing details for FINANCIAL CENTER FIRST Credit Union.

Home > IN > FINANCIAL CENTER FIRST

FINANCIAL CENTER FIRST

Charter #68658 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (317) 916-7700

Fax:

Founding Date: N/A

Website: https://www.fcfcu.com/

Personnel & Operations

President: Spahr, Thomas

Manager: Ryan, James

FT Employees: 189

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 11

Hours: Mon 9:00 am to 5:00 pm Tues 10:00 am to 5:

Credit Union Profile Summary

FINANCIAL CENTER FIRST is a FISCU Credit Union. With a total of 60,309 members ^[1], this institution manages approximately $920,631,825 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.58% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -22.22% ^[1].

Financial Snapshot

Total Assets ^[1]

$920,631,825

Total economic resources.

Total Loans ^[1]

$553,685,851

Total value of outstanding loans.

Total Deposits ^[1]

$793,946,799

Total funds deposited by members.

Members ^[1]

60,309

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

69.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -22.22%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7101 E 56th St

Indianapolis, IN, 46226

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 10 branches reported by FINANCIAL CENTER FIRST (Charter #68658).

Main Office

Main Center Main Office

Type: Corporate Office

7101 E 56th St

Indianapolis, IN 46226

Phone: (317) 916-7700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Greenwood

Type: Branch Office

Ball St Student Center

Type: Branch Office

2001 W University Ave

Muncie, IN 47306

Phone: (317) 916-7700

Services: Member Services, ATM

Open in Directions

Oakwood

Type: Branch Office

2900 N Oakwood Ave

Muncie, IN 47304-2273

Phone: (317) 916-7700

Services: Member Services, ATM, Drive-Thru

Open in Directions