NUTMEG STATE FINANCIAL Credit Union Profile

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NUTMEG STATE FINANCIAL

Charter #68657 | NCUA Region 1 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (860) 513-5000

Fax: (860) 513-5030

Founding Date: N/A

Website: http://www.nutmegstatefcu.org

Personnel & Operations

President: Ramos, Luis

Manager: Holt, John

FT Employees: 111

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: M-F 8:00 -4:30

Credit Union Profile Summary

NUTMEG STATE FINANCIAL is a FISCU Credit Union. With a total of 54,866 members ^[1], this institution manages approximately $698,897,290 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.72% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.93% ^[1].

Financial Snapshot

Total Assets ^[1]

$698,897,290

Total economic resources.

Total Loans ^[1]

$580,638,170

Total value of outstanding loans.

Total Deposits ^[1]

$596,726,560

Total funds deposited by members.

Members ^[1]

54,866

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.72%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

97.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 11.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 6.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

500 Enterprise Dr Ste 4A

Rocky Hill, CT, 06067

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 11 branches reported by NUTMEG STATE FINANCIAL (Charter #68657).

Main Office

Corporate Office Main Office

Type: Corporate Office

Type: Branch Office

520 Cromwell Ave

Rocky Hill, CT 06067

Phone: (860) 513-5000

Services: Member Services, ATM

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Rocky Hill High School

Type: Branch Office

50 Chapin Ave

Rocky Hill, CT 06067

Phone: (860) 513-5000

Services: ATM

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West Hartford

Nutmeg State FCU

Type: Branch Office

973 Farmington Ave

West Hartford, CT 06107-2101

Phone: (860) 513-5000

Services: Member Services, ATM

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