PARK SIDE FINANCIAL Credit Union Profile

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PARK SIDE FINANCIAL

Charter #68647 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 862-2652

Fax: (406) 862-4891

Founding Date: N/A

Website: http://www.parksidefcu.com

Personnel & Operations

President: Thomas, Carl

Manager: Presta, Jeremy

FT Employees: 86

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: 9:00am - 5:30pm MTWF 10:00am - 6:00pm Thurs

Credit Union Profile Summary

PARK SIDE FINANCIAL is a FISCU Credit Union. With a total of 30,353 members ^[1], this institution manages approximately $373,598,723 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.27% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.48% ^[1].

Financial Snapshot

Total Assets ^[1]

$373,598,723

Total economic resources.

Total Loans ^[1]

$282,505,395

Total value of outstanding loans.

Total Deposits ^[1]

$338,716,701

Total funds deposited by members.

Members ^[1]

30,353

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

83.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -3.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.48%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1300 Baker Ave

Whitefish, MT, 59937-2988

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

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