REVITY Credit Union Profile

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REVITY

Charter #68623 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (618) 797-7993

Fax: (618) 797-2033

Founding Date: N/A

Website: https://www.revitycu.com

Personnel & Operations

President: Newton, Kenneth

Manager: Merritt, John

FT Employees: 107

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: 8:30 - 5:00 M,T,Th 10:00 - 5:00 W 8:30 -

Credit Union Profile Summary

REVITY is a FISCU Credit Union. With a total of 36,948 members ^[1], this institution manages approximately $500,712,051 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.05% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.70% ^[1].

Financial Snapshot

Total Assets ^[1]

$500,712,051

Total economic resources.

Total Loans ^[1]

$291,775,392

Total value of outstanding loans.

Total Deposits ^[1]

$413,365,144

Total funds deposited by members.

Members ^[1]

36,948

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.05%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

70.59%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 9.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 10.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3970 Maryville Rd

Granite City, IL, 62040-4179

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by REVITY (Charter #68623).

Main Office

MaryvilleBranch Main Office

Type: Corporate Office

3970 Maryville Rd

Granite City, IL 62040-4179

Phone: (618) 797-7993

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Alton

Alton Branch

Type: Branch Office

4101 State Route 111

Granite City, IL 62040-4306

Phone: (618) 797-7993

Services: Member Services, ATM, Drive-Thru

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O Fallon

O'Fallon Branch

Type: Branch Office

1119 S Lincoln Ave

O Fallon, IL 62269-2694

Phone: (618) 797-7993

Services: Member Services, ATM, Drive-Thru

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