OUR COMMUNITY Credit Union Profile

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OUR COMMUNITY

Charter #68609 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 426-5657

Fax:

Founding Date: N/A

Website: http://www.ourcu.com

Personnel & Operations

President: Mager, Mark

Manager: Prothero, Philip

FT Employees: 100

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: Monday - Thursday 9:00 am to 5:35 pm

Credit Union Profile Summary

OUR COMMUNITY is a FISCU Credit Union. With a total of 32,348 members [1], this institution manages approximately $620,252,558 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.38% [1].

Financial Snapshot

Total Assets [1]
$620,252,558

Total economic resources.

Total Loans [1]
$244,671,549

Total value of outstanding loans.

Total Deposits [1]
$542,691,673

Total funds deposited by members.

Members [1]
32,348

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.89%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
45.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.38%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

526 W Cedar St

Shelton, WA, 98584
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by OUR COMMUNITY (Charter #68609).

Main Office

Main Branch Main Office

Type: Corporate Office

526 W Cedar St

Shelton, WA 98584

Phone: (800) 426-5657

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Elma

Elma Branch

Type: Branch Office

306 S 7th Street

PO BOX 618

Elma, WA 98541

Phone: (800) 426-5657

Services: Member Services, ATM, Drive-Thru

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Mccleary

McCleary Branch

Type: Branch Office

424 W Simpson Ave

Mccleary, WA 98557

Phone: (800) 426-5657

Services: Member Services, ATM, Drive-Thru

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Montesano

Montesano Branch

Type: Branch Office

211 E Pioneer Ave STE B

Montesano, WA 98563

Phone: (800) 426-5657

Services: Member Services, ATM

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Olympia

Steamboat

Type: Branch Office

6541 Sexton Dr NW Ste 103

Olympia, WA 98502-9222

Phone: (800) 426-5657

Services: Member Services, ATM, Drive-Thru

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Shelton

Mt View Branch

Type: Branch Office

2948 Olympic Hwy N

Shelton, WA 98584

Phone: (800) 426-5657

Services: Member Services, ATM, Drive-Thru

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Union

Union Branch

Type: Branch Office

320 E Dalby Rd

Ste A

Union, WA 98592

Phone: (360) 898-2216

Services: Member Services, ATM

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Vashon

Vashon Island Branch

Type: Branch Office

9710 SW Bank Rd

PO BOX 1529

Vashon, WA 98070

Phone: (360) 426-9701

Services: Member Services, ATM, Drive-Thru

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