MYGEORGIA Credit Union Profile

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MYGEORGIA

Charter #68602 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (770) 534-4255

Fax: (770) 534-8005

Founding Date: N/A

Website: http://www.mygacu.com

Personnel & Operations

President: Gailey, Lamar

Manager: Foster, Joe

FT Employees: 61

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: M-Thurs 8-5pm Fri 8-6pm

Credit Union Profile Summary

MYGEORGIA is a FISCU Credit Union. With a total of 20,128 members [1], this institution manages approximately $234,450,245 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.65% [1].

Financial Snapshot

Total Assets [1]
$234,450,245

Total economic resources.

Total Loans [1]
$148,992,731

Total value of outstanding loans.

Total Deposits [1]
$203,525,889

Total funds deposited by members.

Members [1]
20,128

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.65%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.74%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2601 Limestone Pkwy

Gainesville, GA, 30501
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by MYGEORGIA (Charter #68602).

Main Office

MyGeorgia Credit Union Main Office

Type: Corporate Office

2601 Limestone Pkwy

Gainesville, GA 30501

Phone: (770) 534-4255

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Athens

Athens Branch

Type: Branch Office

205 Collins Industrial Blvd

Athens, GA 30601

Phone: (706) 613-1644

Services: Member Services, ATM, Drive-Thru

Open in Directions

Clarkesville

Clarkesville Branch

Type: Branch Office

120 Church Sawmill Rd

Clarkesville, GA 30523

Phone: (706) 754-3680

Services: Member Services, ATM, Drive-Thru

Open in Directions

Clayton

Clayton Branch

Type: Branch Office

91 E Savannah St

Clayton, GA 30525

Phone: (706) 212-0333

Services: Member Services, ATM

Open in Directions

Cleveland

Cleveland Branch

Type: Branch Office

379 E Kytle St

Cleveland, GA 30528

Phone: (706) 219-4384

Services: Member Services, ATM, Drive-Thru

Open in Directions

Flowery Branch

Flowery Branch

Type: Branch Office

5900 Spout Springs Rd Ste W2

Flowery Branch, GA 30542-6464

Phone: (770) 883-5142

Services: Member Services, ATM

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Gainesville

Oakwood Branch

Type: Branch Office

3560 McEver Rd Ste A

Gainesville, GA 30504

Phone: (770) 531-5559

Services: Member Services, ATM, Drive-Thru

Open in Directions

Homer

Homer Branch

Type: Branch Office

448 Evans St

Homer, GA 30547

Phone: (706) 677-1264

Services: Member Services, ATM

Open in Directions