SOUTHEAST FINANCIAL Credit Union Profile

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SOUTHEAST FINANCIAL

Charter #68599 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (615) 465-5400

Fax: (615) 465-5569

Founding Date: N/A

Website: http://www.southeastfinancial.org

Personnel & Operations

President: Duckworth, Cleo

Manager: Jacoway, John

FT Employees: 130

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 12

Hours: MONDAY THRU FRIDAY 8:00 TO 4:30

Credit Union Profile Summary

SOUTHEAST FINANCIAL is a FISCU Credit Union. With a total of 38,497 members [1], this institution manages approximately $464,330,388 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.38% [1].

Financial Snapshot

Total Assets [1]
$464,330,388

Total economic resources.

Total Loans [1]
$382,822,635

Total value of outstanding loans.

Total Deposits [1]
$419,589,025

Total funds deposited by members.

Members [1]
38,497

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.38%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

220 S ROYAL OAKS BLVD

FRANKLIN, TN, 37064-5313

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 13 branches reported by SOUTHEAST FINANCIAL (Charter #68599).

Main Office

Franklin Main Office

Type: Corporate Office

220 S Royal Oaks Blvd

Franklin, TN 37064-5313

Phone: (615) 465-5400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Bowling Green

Bowling Green

Type: Branch Office

1207 Ashley Cir

Bowling Green, KY 42104-3383

Phone: (270) 782-2480

Services: Member Services, ATM, Drive-Thru

Open in Directions

Brentwood

Brentwood

Type: Branch Office

5110 Maryland Way Ste 100

Suite 100

Brentwood, TN 37027

Phone: (615) 371-3770

Services: Member Services, ATM, Drive-Thru

Open in Directions

Chattanooga

National Ave

Type: Branch Office

512 National Ave

Chattanooga, TN 37404

Phone: (423) 629-2551

Services: Member Services

Open in Directions

Cordova

Cordova

Type: Branch Office

265 German Oak Dr

Cordova, TN 38018-7221

Phone: (901) 737-8356

Services: Member Services, Drive-Thru

Open in Directions

Corinth

Corinth

Type: Branch Office

102 Highway 72 W

Corinth, MS 38834-5511

Phone: (662) 665-0399

Services: Member Services, ATM, Drive-Thru

Open in Directions

Germantown

Memphis

Type: Branch Office

9265 Poplar Ave

Germantown, TN 38138

Phone: (901) 751-9351

Services: Member Services, ATM, Drive-Thru

Open in Directions

Goodlettsville

Goodlettsville

Type: Branch Office

139 Northcreek Blvd

Goodlettsville, TN 37072-1911

Phone: (615) 743-3700

Services: Member Services, ATM

Open in Directions

Jackson

Jackson

Type: Branch Office

104 W University Pkwy Ste B

Jackson, TN 38305-1870

Phone: (731) 512-0966

Services: Member Services, ATM, Drive-Thru

Open in Directions

Knoxville

Knoxville

Type: Branch Office

7216 Wellington Dr Ste 4

Knoxville, TN 37919-5931

Phone: (865) 588-7687

Services: Member Services

Open in Directions

La Vergne

LaVergne

Type: Branch Office

325 Waldron Rd

La Vergne, TN 37086-3239

Phone: (615) 287-9820

Services: Member Services, ATM, Drive-Thru

Open in Directions

Nashville

Briley South

Type: Branch Office

1314 Vultee Blvd

Nashville, TN 37217

Phone: (615) 361-6565

Services: Member Services, Drive-Thru

Open in Directions

JRP

Type: Branch Office

444 James Robertson Pkwy

Nashville, TN 37219

Phone: (615) 743-3700

Services: Member Services, ATM, Drive-Thru

Open in Directions