DECATUR EARTHMOVER Credit Union Profile

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DECATUR EARTHMOVER

Charter #68597 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 872-8170

Fax: (217) 872-8182

Founding Date: N/A

Website: http://www.decu.com

Personnel & Operations

President: Kraft, John

Manager: Schmidt, Barry

FT Employees: 100

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: M-F 9:00a-5:00p

Credit Union Profile Summary

DECATUR EARTHMOVER is a FISCU Credit Union. With a total of 20,974 members [1], this institution manages approximately $301,615,849 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.24% [1].

Financial Snapshot

Total Assets [1]
$301,615,849

Total economic resources.

Total Loans [1]
$160,638,703

Total value of outstanding loans.

Total Deposits [1]
$266,084,548

Total funds deposited by members.

Members [1]
20,974

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.52%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

260 W Marion Ave

Forsyth, IL, 62535

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 6 branches reported by DECATUR EARTHMOVER (Charter #68597).

Main Office

Forsyth Main Office

Type: Corporate Office

260 W Marion Ave

Forsyth, IL 62535

Phone: (217) 872-8170

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Decatur

Dividend

Type: Branch Office

2600 Dividend Dr

Decatur, IL 62526

Phone: (217) 875-2301

Services: Member Services, ATM, Drive-Thru

Open in Directions

Edward St

Type: Branch Office

550 N Edward St

Decatur, IL 62522

Phone: (217) 428-0955

Services: ATM, Drive-Thru

Open in Directions

Mt. Zion

Type: Branch Office

4855 Aldi Dr

Decatur, IL 62521

Phone: (217) 864-2301

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mt Zion

Contact Center

Type: Branch Office

114 W Main St

Mt Zion, IL 62549

Phone: (217) 875-2301

Services: None specified

Open in Directions

Paris

Paris

Type: Branch Office

319 E Jasper St

Paris, IL 61944-2817

Phone: (217) 875-2301

Services: Member Services, ATM, Drive-Thru

Open in Directions