ALABAMA ONE Credit Union Profile

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ALABAMA ONE

Charter #68595 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 759-1595

Fax: (205) 342-0111

Founding Date: N/A

Website: http://www.alabamaone.org

Personnel & Operations

President: Whitfield, Loo

Manager: Oswalt, William

FT Employees: 302

PT Employees: 17

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 31

Hours: 8:00 AM to 5:00 PM Open to 6:00 PM Friday

Credit Union Profile Summary

ALABAMA ONE is a FISCU Credit Union. With a total of 95,733 members [1], this institution manages approximately $1,440,063,226 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.88% [1].

Financial Snapshot

Total Assets [1]
$1,440,063,226

Total economic resources.

Total Loans [1]
$989,119,776

Total value of outstanding loans.

Total Deposits [1]
$1,292,274,816

Total funds deposited by members.

Members [1]
95,733

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 16.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1215 Veterans Memorial Pkwy

Tuscaloosa, AL, 35404-5842
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 18 branches reported by ALABAMA ONE (Charter #68595).

Main Office

Main Office Main Office

Type: Corporate Office

1215 Veterans Memorial Pkwy

Tuscaloosa, AL 35404-5842

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Carrollton

Carrollton Branch

Type: Branch Office

194 Reform St

Carrollton, AL 35447-2372

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Centre

Centre Branch

Type: Branch Office

500 Cedar Bluff Rd

Centre, AL 35960

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fayette

Fayette

Type: Branch Office

1678 Temple Ave N

Fayette, AL 35555-1319

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gordo

Gordo

Type: Branch Office

313 MAIN ST S

Gordo, AL 35466-2434

Phone: (205) 759-1595

Services: Member Services, ATM

Open in Directions

Linden

Linden

Type: Branch Office

116 E Coats Ave

Linden, AL 36748

Phone: (800) 225-0110

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mc Calla

Lake View

Type: Branch Office

22170 AL-216

Mc Calla, AL 35111

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Montgomery

Montgomery-ARECU

Type: Branch Office

340 Technacenter Dr

Montgomery, AL 36117-6031

Phone: (334) 215-7328

Services: Member Services

Open in Directions

Mount Vernon

Mobile Branch

Type: Branch Office

945 Coy Smith Highway

Mount Vernon, AL 36560

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Northport

Hwy 43

Type: Branch Office

4750 Rose Blvd

Northport, AL 35475

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Northport

Type: Branch Office

1501 McFarland Blvd

Northport, AL 35476

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Tuscaloosa

Alberta

Type: Branch Office

2735 University Blvd E

Tuscaloosa, AL 35404

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

BF Goodrich

Type: Branch Office

4520 21st St

Tuscaloosa, AL 35401

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Commons North

Type: Branch Office

4605 Rice Mine Rd NE

Tuscaloosa, AL 35406

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jack Warner

Type: Branch Office

1000 Jack Warner Pkwy NE

Tuscaloosa, AL 35404

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Skyland East

Type: Branch Office

3700 Skyland Blvd E

Tuscaloosa, AL 35405

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Skyland West

Type: Branch Office

70 Skyland Blvd E

Tuscaloosa, AL 35405-4099

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions

Taylorville

Type: Branch Office

6822 Highway 69 S

Tuscaloosa, AL 35405

Phone: (205) 759-1595

Services: Member Services, ATM, Drive-Thru

Open in Directions