ARTESIAN Credit Union Profile

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ARTESIAN

Charter #6859 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (229) 436-0869

Fax:

Founding Date: N/A

Website: http://www.artesianfcu.org

Personnel & Operations

President: Alexander, Robert

Manager: Lawson, Matthew

FT Employees: 9

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday, Tuesday, Thursday, Friday: 8:30am -

Credit Union Profile Summary

ARTESIAN is a FCU Credit Union. With a total of 3,320 members [1], this institution manages approximately $32,145,527 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.77% [1].

Financial Snapshot

Total Assets [1]
$32,145,527

Total economic resources.

Total Loans [1]
$21,181,187

Total value of outstanding loans.

Total Deposits [1]
$28,730,200

Total funds deposited by members.

Members [1]
3,320

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.84%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1221 US Highway 82 W

Leesburg, GA, 31763

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ARTESIAN (Charter #6859).

Main Office

Main Office Main Office

Type: Corporate Office

100 Flint Ave

Albany, GA 31701-2559

Phone: (229) 436-0869

Services: Member Services, ATM, Drive-Thru

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