HARVESTER FINANCIAL Credit Union Profile

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HARVESTER FINANCIAL

Charter #68584 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (317) 352-0455

Fax: (317) 351-2351

Founding Date: N/A

Website: http://www.harvesterfcu.org

Personnel & Operations

President: Walters, Jerry

Manager: Ford, Jason

FT Employees: 25

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday, Tuesday & Thursday 8:00 - 5:00 Wed

Credit Union Profile Summary

HARVESTER FINANCIAL is a FISCU Credit Union. With a total of 8,672 members [1], this institution manages approximately $82,883,989 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.68% [1].

Financial Snapshot

Total Assets [1]
$82,883,989

Total economic resources.

Total Loans [1]
$39,922,781

Total value of outstanding loans.

Total Deposits [1]
$74,044,917

Total funds deposited by members.

Members [1]
8,672

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7020 Brookville Rd

Indianapolis, IN, 46239
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by HARVESTER FINANCIAL (Charter #68584).

Main Office

Indianapolis Main Office

Type: Corporate Office

7020 Brookville Rd

Indianapolis, IN 46239

Phone: (317) 352-0455

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Shelbyville

Shelbyville

Type: Branch Office

2507 Progress Pkwy

Shelbyville, IN 46176

Phone: (317) 352-0455

Services: Member Services, ATM, Drive-Thru

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