AVADIAN Credit Union Profile

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AVADIAN

Charter #68583 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 985-2828

Fax:

Founding Date: N/A

Website: http://www.avadiancu.com

Personnel & Operations

President: Davis, Terry

Manager: Malone, Brant

FT Employees: 261

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 19

Hours: 8:00 a.m. - 5:00 p.m. M-F

Credit Union Profile Summary

AVADIAN is a FISCU Credit Union. With a total of 86,235 members ^[1], this institution manages approximately $1,383,550,218 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.51% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.47% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,383,550,218

Total economic resources.

Total Loans ^[1]

$1,112,052,163

Total value of outstanding loans.

Total Deposits ^[1]

$1,260,249,387

Total funds deposited by members.

Members ^[1]

86,235

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

88.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 4.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -9.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 Riverchase Pkwy S

Hoover, AL, 35244-2008

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 19 branches reported by AVADIAN (Charter #68583).

Main Office

Corporate Main Office

Type: Corporate Office

1 Riverchase Pkwy S

Hoover, AL 35244-2008

Phone: (205) 985-2828

Services: Member Services

AVADIAN Credit Union Profile

AVADIAN

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Corporate Main Office

Additional Branches

Birmingham

Chelsea

Dothan

Gardendale

Geneva

Helena

Hoover

Hueytown

Huntsville

Madison

Mobile

Pelham

Vernon