PATELCO Credit Union Profile

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PATELCO

Charter #68579 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 358-8228

Fax:

Founding Date: N/A

Website: http://WWW.PATELCO.ORG

Personnel & Operations

President: RIVERA, JESSE

Manager: MENDEZ, ERIN

FT Employees: 842

PT Employees: 20

Designations & Ratios

MDI Status: No

RBC Ratio: 17.19%

Membership Type: 99

Branches: 35

Hours: M-F 8-5

Credit Union Profile Summary

PATELCO is a FISCU Credit Union. With a total of 512,374 members [1], this institution manages approximately $9,405,072,368 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.52% [1].

Financial Snapshot

Total Assets [1]
$9,405,072,368

Total economic resources.

Total Loans [1]
$6,909,560,231

Total value of outstanding loans.

Total Deposits [1]
$8,018,584,354

Total funds deposited by members.

Members [1]
512,374

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3 Park Pl

Dublin, CA, 94568

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 38 branches reported by PATELCO (Charter #68579).

Main Office

Headquarters Main Office

Type: Corporate Office

3 Park Pl

Dublin, CA 94568

Phone: (800) 358-8228

Services: None specified

Open in Directions

Additional Branches

Berkeley

BERKELEY

Type: Branch Office

2033 Kala Bagai Way

Berkeley, CA 94704

Phone: (510) 649-6012

Services: Member Services, ATM

Open in Directions

Brentwood

BRENTWOOD

Type: Branch Office

5601 Lone Tree Way Ste T-110

Brentwood, CA 94513-5376

Phone: (925) 240-2800

Services: Member Services, ATM

Open in Directions

Campbell

CAMPBELL

Type: Branch Office

1790 S Bascom Ave

Campbell, CA 95008

Phone: (408) 626-6180

Services: Member Services, ATM

Open in Directions

Castro Valley

CASTRO VALLEY

Type: Branch Office

4055 E Castro Valley Blvd

Castro Valley, CA 94552

Phone: (510) 728-2200

Services: Member Services, ATM

Open in Directions

Citrus Heights

CITRUS HEIGHTS

Type: Branch Office

6100 Birdcage Lane Suite 125

Citrus Heights, CA 95610

Phone: (916) 864-5941

Services: Member Services, ATM

Open in Directions

Concord

CONCORD

Type: Branch Office

1390 Willow Pass Rd Ste 100

Concord, CA 94520

Phone: (925) 808-4020

Services: Member Services, ATM

Open in Directions

Daly City

DALY CITY

Type: Branch Office

65 Southgate Ave

Daly City, CA 94015

Phone: (650) 301-7900

Services: Member Services, ATM

Open in Directions

Danville

DANVILLE

Type: Branch Office

310 Hartz Ave

Danville, CA 94526

Phone: (925) 855-2400

Services: Member Services, ATM

Open in Directions

Dublin

DUBLIN

Type: Branch Office

7010 Amador Plaza Rd

Dublin Place

Dublin, CA 94568

Phone: (925) 833-7380

Services: Member Services, ATM

Open in Directions

Elk Grove

ELK GROVE

Type: Branch Office

9121 E Stockton Blvd

Elk Grove, CA 95624

Phone: (916) 683-8400

Services: Member Services, ATM

Open in Directions

Fairfield

FAIRFIELD

Type: Branch Office

3101 Travis Blvd Ste A

Fairfield, CA 94534

Phone: (707) 399-1960

Services: Member Services, ATM

Open in Directions

Folsom

FOLSOM

Type: Branch Office

1300 E Bidwell St Ste 155

Folsom, CA 95630

Phone: (916) 817-6140

Services: Member Services, ATM

Open in Directions

Fremont

FREMONT

Type: Branch Office

5166 Mowry Ave

Fremont, CA 94538

Phone: (510) 818-8320

Services: Member Services, ATM

Open in Directions

Hayward

HAYWARD

Type: Branch Office

24703 Amador St

Hayward, CA 94544-1832

Phone: (510) 784-5020

Services: Member Services, ATM

Open in Directions

Lafayette

LAFAYETTE

Type: Branch Office

3498 Mt Diablo Blvd # A

Lafayette, CA 94549

Phone: (925) 299-7220

Services: Member Services, ATM

Open in Directions

Livermore

LIVERMORE

Type: Branch Office

2245 Las Positas Rd

Livermore, CA 94551

Phone: (925) 606-2710

Services: Member Services, ATM

Open in Directions

Milpitas

MILPITAS

Type: Branch Office

601 E Calaveras Blvd

Milpitas, CA 95035-7705

Phone: (408) 935-4000

Services: Member Services, ATM

Open in Directions

Novato

NOVATO

Type: Branch Office

112 Vintage Way Ste C1

Novato, CA 94945-5003

Phone: (415) 878-2240

Services: Member Services, ATM

Open in Directions

Oakland

OAKLAND

Type: Branch Office

360 22nd St

Oakland, CA 94612

Phone: (510) 817-5000

Services: Member Services, ATM

Open in Directions

OAKLAND CC

Type: Branch Office

1200 Clay St Ste 130

City Center

Oakland, CA 94612

Phone: (510) 302-2820

Services: Member Services, ATM

Open in Directions

Pleasanton

PLEASANTON

Type: Branch Office

4515 Rosewood Dr Ste 800

Pleasanton, CA 94588

Phone: (925) 460-1020

Services: Member Services, ATM

Open in Directions

Redwood City

REDWOOD CITY

Type: Branch Office

1105 Veterans Blvd

Redwood City, CA 94063

Phone: (650) 839-8540

Services: Member Services, ATM

Open in Directions

Rohnert Park

ROHNERT PARK

Type: Branch Office

985 Golf Course Dr

Rohnert Park, CA 94928

Phone: (707) 585-4800

Services: Member Services, ATM

Open in Directions

Roseville

ROSEVILLE

Type: Branch Office

5040 Foothills Blvd

Roseville, CA 95747

Phone: (916) 872-6400

Services: Member Services, ATM

Open in Directions

Sacramento

SACRAMENTO

Type: Branch Office

2425 Fair Oaks Blvd Suite 6

Sacramento, CA 95825

Phone: (916) 569-5280

Services: Member Services, ATM

Open in Directions

San Bruno

SAN BRUNO

Type: Branch Office

1050 Admiral Ct Ste F

San Bruno, CA 94066

Phone: (650) 827-8710

Services: Member Services, ATM

Open in Directions

San Francisco

SF DOWNTOWN

Type: Branch Office

124 2nd St

San Francisco, CA 94105

Phone: (415) 442-7123

Services: Member Services, ATM

Open in Directions

SF-SUNSET/NORIEGA

Type: Branch Office

1405 Noriega St

San Francisco, CA 94122

Phone: (415) 759-4139

Services: Member Services, ATM

Open in Directions

San Jose

SAN JOSE ALMADEN

Type: Branch Office

5185 CHERRY AVE

San Jose, CA 95118

Phone: (925) 225-4780

Services: Member Services, ATM

Open in Directions

SAN JOSE EAST BRANCH

Type: Branch Office

1775 Story Rd Ste 110

San Jose, CA 95122

Phone: (408) 254-8020

Services: Member Services, ATM

Open in Directions

San Leandro

SAN LEANDRO

Type: Branch Office

15100 Hesperian Blvd Ste 132A

San Leandro, CA 94578

Phone: (510) 317-7240

Services: Member Services, ATM

Open in Directions

San Mateo

SAN MATEO

Type: Branch Office

51 Bovet Rd

San Mateo, CA 94402

Phone: (650) 524-7860

Services: Member Services, ATM

Open in Directions

San Ramon

SAN RAMON-City Center

Type: Branch Office

6000 Bollinger Canyon Rd STE 1612

San Ramon, CA 94583

Phone: (925) 362-7440

Services: Member Services, ATM

Open in Directions

Santa Clara

SANTA CLARA

Type: Branch Office

2654 El Camino Real

Santa Clara, CA 95051

Phone: (408) 553-6060

Services: Member Services, ATM

Open in Directions

Santa Rosa

SANTA ROSA

Type: Branch Office

1965 Cleveland Ave

Santa Rosa, CA 95401

Phone: (707) 573-7880

Services: Member Services, ATM

Open in Directions

Sunnyvale

SUNNYVALE

Type: Branch Office

332 W El Camino Real

Sunnyvale, CA 94087

Phone: (408) 541-3700

Services: Member Services, ATM

Open in Directions

Walnut Creek

WALNUT CREEK

Type: Branch Office

1790 N Broadway

Walnut Creek, CA 94596

Phone: (925) 942-2280

Services: Member Services, ATM

Open in Directions