KITSAP Credit Union Profile

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KITSAP

Charter #68576 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (360) 662-2000

Fax: (360) 479-4373

Founding Date: N/A

Website: https://www.kitsapcu.org

Personnel & Operations

President: Goonewardene, Mike

Manager: Gilfedder, Shawn

FT Employees: 328

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 13.52%

Membership Type: 99

Branches: 14

Hours: 9:00AM-5:00PM MONDAY - FRIDAY

Credit Union Profile Summary

KITSAP is a FISCU Credit Union. With a total of 160,589 members [1], this institution manages approximately $2,345,727,707 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.63% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.86% [1].

Financial Snapshot

Total Assets [1]
$2,345,727,707

Total economic resources.

Total Loans [1]
$1,850,062,911

Total value of outstanding loans.

Total Deposits [1]
$2,069,892,393

Total funds deposited by members.

Members [1]
160,589

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.63%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.86%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

155 WASHINGTON AVE

BREMERTON, WA, 98337-5606

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 16 branches reported by KITSAP (Charter #68576).

Main Office

Corporate Office Main Office

Type: Corporate Office

155 Washington Ave

Bremerton, WA 98337-5606

Phone: (360) 662-2000

Services: None specified

Open in Directions

Additional Branches

Belfair

Belfair

Type: Branch Office

51 NE State Route 300 Ste D

Belfair, WA 98528-8654

Phone: (360) 662-2000

Services: Member Services, ATM

Open in Directions

Bremerton

Bremerton Drive-Up

Type: Branch Office

1001 6th St

Bremerton, WA 98337-1443

Phone: (360) 662-2000

Services: ATM, Drive-Thru

Open in Directions

East Bremerton

Type: Branch Office

6651 State Highway 303 NE

Bremerton, WA 98311-3735

Phone: (360) 662-2000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Harborside

Type: Branch Office

155 Washington Ave

Bremerton, WA 98337-5606

Phone: (360) 662-2000

Services: Member Services, ATM

Open in Directions

Puget Sound Naval Shipyard

Type: Branch Office

886 Barclay St

Bremerton, WA 98337-5517

Phone: (360) 662-2000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gig Harbor

Gig Harbor Uptown

Type: Branch Office

4747 Point Fosdick Dr Ste 500

Gig Harbor, WA 98335-2313

Phone: (360) 662-2000

Services: Member Services, ATM

Open in Directions

Kingston

Kingston

Type: Branch Office

8196 NE State Highway 104

Kingston, WA 98346-8493

Phone: (360) 662-2000

Services: Member Services, ATM

Open in Directions

Port Orchard

South Kitsap

Type: Branch Office

393 S Kitsap Blvd

Port Orchard, WA 98366-3778

Phone: (360) 662-2000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Port Townsend

Port Townsend

Type: Branch Office

1165 Landes Ct

Port Townsend, WA 98368-8352

Phone: (360) 662-2000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Poulsbo

Poulsbo

Type: Branch Office

19045 State Highway 305 NE Ste 200

Poulsbo, WA 98370-8781

Phone: (360) 662-2000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Puyallup

Puyallup South Hill

Type: Branch Office

11916 Meridian E

Puyallup, WA 98373-3434

Phone: (360) 662-2000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Puyallup-176th and Meridian

Type: Branch Office

17520 Meridian E Ste F

Puyallup, WA 98375-6265

Phone: (360) 662-2000

Services: Member Services, ATM

Open in Directions

Seattle

Columbia Center

Type: Corporate Office

701 5th Ave

Seattle, WA 98104

Phone: (360) 662-2000

Services: None specified

Open in Directions

Silverdale

NBK - Bangor

Type: Branch Office

2750 Sargo Cir Bldg 2008

Silverdale, WA 98315-2701

Phone: (360) 662-2000

Services: Member Services, ATM

Open in Directions

Silverdale Highlands

Type: Branch Office

2041 NW Myhre Pl

Silverdale, WA 98383-8566

Phone: (360) 662-2000

Services: Member Services, ATM, Drive-Thru

Open in Directions