MAX Credit Union Profile

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MAX

Charter #68575 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 260-2600

Fax: (334) 277-5121

Founding Date: N/A

Website: http://www.mymax.com

Personnel & Operations

President: Starr, Barbara

Manager: Head, Martin

FT Employees: 284

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 16

Hours: Lobby Monday - Thursday 9:00 - 4:00 Frid

Credit Union Profile Summary

MAX is a FISCU Credit Union. With a total of 129,035 members ^[1], this institution manages approximately $2,251,379,300 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.78% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.72% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,251,379,300

Total economic resources.

Total Loans ^[1]

$1,164,392,104

Total value of outstanding loans.

Total Deposits ^[1]

$1,971,060,841

Total funds deposited by members.

Members ^[1]

129,035

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

59.07%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

400 Eastdale Cir

Montgomery, AL, 36117-2114

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 17 branches reported by MAX (Charter #68575).

Main Office

Eastdale Main Office

Type: Corporate Office

400 Eastdale Cir

Montgomery, AL 36117-2114

Phone: (334) 260-2600

Services: Member Services, ATM, Drive-Thru

MAX Credit Union Profile

MAX

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Eastdale Main Office

Additional Branches

Auburn

Millbrook

Montgomery

Opelika

Prattville

Tallassee

Troy

Wetumpka