EVERGREENDIRECT Credit Union Profile

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EVERGREENDIRECT

Charter #68546 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (360) 943-7676

Fax: (360) 943-6065

Founding Date: N/A

Website: http://www.evergreendirect.org

Personnel & Operations

President: Girsch, Sue

Manager: McGee, JohnPaul

FT Employees: 25

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Lobby: Mon-Fri: 9:00AM-5:00PM Wed: 10:00AM-

Credit Union Profile Summary

EVERGREENDIRECT is a FISCU Credit Union. With a total of 4,874 members [1], this institution manages approximately $78,033,627 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.70% [1].

Financial Snapshot

Total Assets [1]
$78,033,627

Total economic resources.

Total Loans [1]
$38,526,962

Total value of outstanding loans.

Total Deposits [1]
$72,168,280

Total funds deposited by members.

Members [1]
4,874

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6001 Capitol Blvd SW

Tumwater, WA, 98501-5290
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by EVERGREENDIRECT (Charter #68546).

Main Office

EvergreenDIRECT CU Main Office

Type: Corporate Office

6001 Capitol Blvd SW

Tumwater, WA 98501-5290

Phone: (360) 943-7676

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Olympia

EvergreenDIRECT CU

Type: Branch Office

1018 Union Ave SE

Olympia, WA 98501-1540

Phone: (360) 943-7676

Services: Member Services, ATM, Drive-Thru

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