SMART CHOICE Credit Union Profile
Showing details for SMART CHOICE Credit Union.
Credit Union Profile for: SMART CHOICE
SMART CHOICE
Headquarters Contact & Staff
Contact & Info
Phone: (423) 559-1181
Fax: (423) 339-1056
Founding Date: N/A
Website: https://wwwsmartchoicecreditunion.c
Personnel & Operations
President:
Manager: COLLINS, DENIS
FT Employees: 2
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 2
Hours: M - F 9-5
Credit Union Profile Summary
SMART CHOICE is a FISCU Credit Union. With a total of 922 members [1], this institution manages approximately $3,880,862 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.03% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
N/A / 5.0Total Approved Reviews:
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Branch Locations
Found 3 branches reported by SMART CHOICE (Charter #68513).
Main Office
Smart Choice Credit Union Main Office
1075 Blythe Ave SE
Cleveland, TN 37311-2948
Phone: (423) 559-1181
Services: Member Services
Additional Branches
Cleveland
Aurora
1075 Blythe ave se
Cleveland, TN 37311
Phone: (423) 559-1181
Services: None specified
Smart Choice Credit union
1075 Blythe Ave SE
Cleveland, TN 37311
Phone: (423) 559-1181
Services: None specified