COMMUNITY 1ST Credit Union Profile

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COMMUNITY 1ST

Charter #68510 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (866) 360-5370

Fax: (641) 683-6301

Founding Date: N/A

Website: http://www.c1stcu.com

Personnel & Operations

President: Jones, Courtney

Manager: Hanshaw, Gregory

FT Employees: 291

PT Employees: 24

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 23

Hours: 8:00 AM to 5:00 PM Monday - Friday

Credit Union Profile Summary

COMMUNITY 1ST is a FISCU Credit Union. With a total of 72,329 members ^[1], this institution manages approximately $1,053,283,693 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.44% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.94% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,053,283,693

Total economic resources.

Total Loans ^[1]

$903,613,967

Total value of outstanding loans.

Total Deposits ^[1]

$935,113,986

Total funds deposited by members.

Members ^[1]

72,329

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.16%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

96.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 9.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 5.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1100 Hutchinson Ave

Ottumwa, IA, 52501

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 22 branches reported by COMMUNITY 1ST (Charter #68510).

Main Office

Headquarters Main Office

Type: Corporate Office

1100 Hutchinson Ave

Ottumwa, IA 52501

Phone: (866) 360-5370

Services: None specified

COMMUNITY 1ST Credit Union Profile

COMMUNITY 1ST

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Headquarters Main Office

Additional Branches

Albia

Atlantic

Bloomfield

Cedar Rapids

Centerville

Chariton

Creston

Fairfield

Grinnell

Indianola

Knoxville

Mount Pleasant

Osceola

Oskaloosa

Ottumwa

Pella

Shenandoah

Washington