COPPER STATE Credit Union Profile

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COPPER STATE

Charter #68502 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (602) 375-7300

Fax: (602) 375-7333

Founding Date: N/A

Website: http://www.copperstatecu.org

Personnel & Operations

President: McDonald, Dennis

Manager: Scott, Robert

FT Employees: 135

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 11.74%

Membership Type: 99

Branches: 7

Hours: Mon-Friday 8:00-5:00

Credit Union Profile Summary

COPPER STATE is a FISCU Credit Union. With a total of 38,569 members [1], this institution manages approximately $616,800,829 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.79% [1].

Financial Snapshot

Total Assets [1]
$616,800,829

Total economic resources.

Total Loans [1]
$432,261,664

Total value of outstanding loans.

Total Deposits [1]
$557,236,438

Total funds deposited by members.

Members [1]
38,569

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.57%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-15.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

15458 N 28th Ave

Phoenix, AZ, 85053

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 10 branches reported by COPPER STATE (Charter #68502).

Main Office

Operations Center Main Office

Type: Corporate Office

15458 N 28th Ave

Phoenix, AZ 85053

Phone: (602) 375-7300

Services: ATM

Open in Directions

Additional Branches

Anthem

Anthem

Type: Branch Office

3428 W Anthem Way

Anthem, AZ 85086

Phone: (602) 375-7300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cherry Hill

DNA Core Center

Type: Corporate Office

2091 Springdale Rd

Cherry Hill, NJ 08003

Phone: (888) 443-5767

Services: None specified

Open in Directions

Glendale

Arrowhead

Type: Branch Office

18559 N 59th Ave

Glendale, AZ 85308

Phone: (602) 375-7300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Goodyear

Goodyear

Type: Branch Office

1270 N Dysart Rd

Goodyear, AZ 85395

Phone: (623) 580-6000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Payson

Payson

Type: Branch Office

254 E State Highway 260

Payson, AZ 85541-4927

Phone: (928) 472-8995

Services: Member Services, ATM

Open in Directions

Phoenix

Bell

Type: Branch Office

2400 W Bell Rd

Phoenix, AZ 85023

Phone: (602) 375-7300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Encanto

Type: Branch Office

1640 W Thomas Rd

Phoenix, AZ 85015-6105

Phone: (602) 904-6302

Services: Member Services, ATM

Open in Directions

GCU

Type: Branch Office

3300W W Camelback Rd

Phoenix, AZ 85017

Phone: (623) 580-6040

Services: Member Services, ATM

Open in Directions

Surprise

Surprise

Type: Branch Office

15613 W Bell Rd

Surprise, AZ 85374

Phone: (602) 375-7300

Services: Member Services, ATM, Drive-Thru

Open in Directions