FIRST U.S. COMMUNITY Credit Union Profile

Showing details for FIRST U.S. COMMUNITY Credit Union.

Home > CA > FIRST U.S. COMMUNITY

FIRST U.S. COMMUNITY

Charter #68474 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (916) 576-5700

Fax: (916) 561-0345

Founding Date: N/A

Website: http://www.firstus.org

Personnel & Operations

President: Cook, Dennis

Manager: Shearson, Shonna

FT Employees: 72

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 8:00-5:30 M-F

Credit Union Profile Summary

FIRST U.S. COMMUNITY is a FISCU Credit Union. With a total of 28,043 members [1], this institution manages approximately $543,697,610 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.69% [1].

Financial Snapshot

Total Assets [1]
$543,697,610

Total economic resources.

Total Loans [1]
$351,162,887

Total value of outstanding loans.

Total Deposits [1]
$480,420,703

Total funds deposited by members.

Members [1]
28,043

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

580 University Ave

Sacramento, CA, 95825
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 7 branches reported by FIRST U.S. COMMUNITY (Charter #68474).

Main Office

First US Community CU Main Office

Type: Corporate Office

580 University Ave

Sacramento, CA 95825

Phone: (916) 576-5700

Services: Member Services, ATM

Open in Directions

Additional Branches

Auburn

Auburn Branch

Type: Branch Office

424 Grass Valley Hwy

Auburn, CA 95603

Phone: (800) 556-6768

Services: Member Services, ATM

Open in Directions

Gold River

Gold River Branch

Type: Branch Office

11220 Gold Express Dr Ste 405

Gold River, CA 95670-4410

Phone: (916) 576-5700

Services: Member Services, ATM

Open in Directions

Grass Valley

Grass Valley Branch

Type: Branch Office

2100 Nevada City Hwy

Grass Valley, CA 95945

Phone: (530) 272-5858

Services: Member Services, ATM

Open in Directions

Rocklin

Rocklin Branch

Type: Branch Office

6843 Lonetree Blvd Ste 101

Rocklin, CA 95765-5880

Phone: (916) 773-3777

Services: Member Services, ATM

Open in Directions

Roseville

Roseville

Type: Branch Office

130 Sunrise Ave

Roseville, CA 95661

Phone: (916) 576-5700

Services: Member Services, ATM

Open in Directions

Sacramento

Watt Branch

Type: Branch Office

2150 Watt Ave

Sacramento, CA 95825

Phone: (916) 576-5700

Services: Member Services, ATM, Drive-Thru

Open in Directions