STAR ONE Credit Union Profile

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STAR ONE

Charter #68465 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (408) 543-5202

Fax: (408) 543-5203

Founding Date: N/A

Website: http://www.starone.org

Personnel & Operations

President: Henck, Melissa

Manager: Rodrigues, Gary

FT Employees: 256

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: MON - FRI 8AM - 5PM

Credit Union Profile Summary

STAR ONE is a FISCU Credit Union. With a total of 130,426 members [1], this institution manages approximately $8,833,028,642 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.81% [1].

Financial Snapshot

Total Assets [1]
$8,833,028,642

Total economic resources.

Total Loans [1]
$6,253,139,235

Total value of outstanding loans.

Total Deposits [1]
$7,490,546,562

Total funds deposited by members.

Members [1]
130,426

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-10.87%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1306 BORDEAUX DR

SUNNYVALE, CA, 94089-1005

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by STAR ONE (Charter #68465).

Main Office

Main Office - Bordeaux Main Office

Type: Corporate Office

1306 Bordeaux Dr

Sunnyvale, CA 94089-1005

Phone: (408) 543-5202

Services: ATM

Open in Directions

Additional Branches

Cupertino

Branch - De Anza

Type: Branch Office

10991 N De Anza Blvd

Cupertino, CA 95014-6303

Phone: (408) 543-5202

Services: Member Services, ATM

Open in Directions

Los Altos

Branch - San Antonio

Type: Branch Office

495 S San Antonio Rd

Los Altos, CA 94022-3618

Phone: (408) 543-5202

Services: Member Services, ATM

Open in Directions

San Jose

Branch - Blossom Hill

Type: Branch Office

1090 Blossom Hill Rd

San Jose, CA 95123-1103

Phone: (408) 543-5202

Services: Member Services, ATM

Open in Directions

Branch - Stevens Creek

Type: Branch Office

3136 Stevens Creek Blvd

San Jose, CA 95117

Phone: (408) 543-5202

Services: Member Services, ATM

Open in Directions

Saratoga

Branch - Big Basin

Type: Branch Office

14411 Big Basin Way

Saratoga, CA 95070

Phone: (866) 543-5202

Services: Member Services, ATM

Open in Directions

Sunnyvale

Branch - Enterprise

Type: Branch Office

1080 Enterprise Way Ste 150

Sunnyvale, CA 94089-1411

Phone: (408) 543-5202

Services: Member Services, ATM

Open in Directions