USC Credit Union Profile

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USC

Charter #68459 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (213) 821-7100

Fax:

Founding Date: N/A

Website: http://www.usccreditunion.org

Personnel & Operations

President: Galimi, Gavin

Manager: Perez, Gary

FT Employees: 96

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 8:30 am - 6:00 pm

Credit Union Profile Summary

USC is a FISCU Credit Union. With a total of 71,464 members [1], this institution manages approximately $702,777,948 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.35% [1].

Financial Snapshot

Total Assets [1]
$702,777,948

Total economic resources.

Total Loans [1]
$537,598,404

Total value of outstanding loans.

Total Deposits [1]
$618,835,550

Total funds deposited by members.

Members [1]
71,464

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -10.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3720 S Flower St FL 4

Los Angeles, CA, 90089
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by USC (Charter #68459).

Main Office

Main Office Main Office

Type: Corporate Office

3720 S Flower St FL 4

Los Angeles, CA 90089

Phone: (213) 821-7100

Services: None specified

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Additional Branches

Los Angeles

CUB Branch

Type: Branch Office

3720 S Flower St FL 1

Los Angeles, CA 90089

Phone: (213) 821-7100

Services: Member Services, ATM

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HSC Branch

Type: Branch Office

1969 Zonal Ave Ste 101B

Los Angeles, CA 90033

Phone: (213) 821-7100

Services: Member Services, ATM

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