VENTURA COUNTY Credit Union Profile

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VENTURA COUNTY

Charter #68458 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (805) 477-4000

Fax: (805) 339-4226

Founding Date: N/A

Website: https://www.onlinebanking.vccuonlin

Personnel & Operations

President: Byrne, Margo

Manager: Rossi, Linda

FT Employees: 180

PT Employees: 27

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: Monday through Wednesday 8:00 AM to 5:00 PM

Credit Union Profile Summary

VENTURA COUNTY is a FISCU Credit Union. With a total of 77,448 members ^[1], this institution manages approximately $1,441,568,541 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.59% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.90% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,441,568,541

Total economic resources.

Total Loans ^[1]

$972,912,210

Total value of outstanding loans.

Total Deposits ^[1]

$1,286,784,001

Total funds deposited by members.

Members ^[1]

77,448

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

75.61%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.90%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2575 Vista Del Mar Dr, Suite 100

Ventura, CA, 93001

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by VENTURA COUNTY (Charter #68458).

Main Office

Ocean View Main Office

Type: Corporate Office

2575 Vista Del Mar Dr

Type: Branch Office

2160 N Rose Ave

Oxnard, CA 93036-5058

Phone: (805) 477-4000

Services: Member Services, ATM

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