FIRST Credit Union Profile

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FIRST

Charter #68444 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (480) 756-5500

Fax: (480) 568-8849

Founding Date: N/A

Website: http://www.FirstCU.net

Personnel & Operations

President: Gallegos, Lori

Manager: Curtis, Jay

FT Employees: 145

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 18.87%

Membership Type: 99

Branches: 8

Hours: Monday thru Friday 8:00am to 5:00pm

Credit Union Profile Summary

FIRST is a FISCU Credit Union. With a total of 44,593 members ^[1], this institution manages approximately $766,623,462 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.62% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 17.72% ^[1].

Financial Snapshot

Total Assets ^[1]

$766,623,462

Total economic resources.

Total Loans ^[1]

$473,208,638

Total value of outstanding loans.

Total Deposits ^[1]

$669,136,425

Total funds deposited by members.

Members ^[1]

44,593

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

70.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 17.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

25 S Arizona Pl Ste 111

Chandler, AZ, 85225

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 11 branches reported by FIRST (Charter #68444).

Main Office

Chandler Corporate Plaza Main Office

Type: Corporate Office

Litchfield

Type: Branch Office

1310 N Litchfield Rd

Goodyear, AZ 85395

Phone: (480) 756-4840

Services: Member Services, ATM, Drive-Thru

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Phoenix

Type: Branch Office

803 E Devonshire Ave

Phoenix, AZ 85014

Phone: (480) 756-4700

Services: Member Services, Drive-Thru

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Tempe

Type: Branch Office

1232 E Baseline Rd

Tempe, AZ 85283

Phone: (480) 756-4600

Services: Member Services, ATM, Drive-Thru

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Tempe - Former Bashas' Associates FCU HQ Office

Type: Branch Office

735 E Guadalupe Rd

Tempe, AZ 85283

Phone: (480) 831-0098

Services: None specified

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Tucson

Type: Branch Office

340 S Stone Ave

Tucson, AZ 85701

Phone: (480) 756-7260

Services: Member Services, ATM, Drive-Thru

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