PEOPLESCHOICE Credit Union Profile

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PEOPLESCHOICE

Charter #68442 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 282-4156

Fax: (207) 284-2447

Founding Date: N/A

Website: http://www.peopleschoicecreditunion

Personnel & Operations

President: Parker, Lisa

Manager: Labbe, Luke

FT Employees: 67

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: M-TH 7:30am to 4:00pm F 7:30am to 5:00pm

Credit Union Profile Summary

PEOPLESCHOICE is a FISCU Credit Union. With a total of 20,485 members [1], this institution manages approximately $355,839,004 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.04% [1].

Financial Snapshot

Total Assets [1]
$355,839,004

Total economic resources.

Total Loans [1]
$273,653,550

Total value of outstanding loans.

Total Deposits [1]
$331,325,672

Total funds deposited by members.

Members [1]
20,485

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.73%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.59%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

23 Industrial Park Rd

Saco, ME, 04072-1804
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by PEOPLESCHOICE (Charter #68442).

Main Office

Saco Office Main Office

Type: Corporate Office

23 Industrial Park Rd

Saco, ME 04072-1804

Phone: (207) 282-4156

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Biddeford

Elm Street Office

Type: Branch Office

369 Elm St

Biddeford, ME 04005-3023

Phone: (207) 284-8483

Services: Member Services, ATM, Drive-Thru

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Sanford

Sanford Office

Type: Branch Office

39 Country Club Rd

Sanford, ME 04073-5201

Phone: (207) 490-2000

Services: Member Services, ATM, Drive-Thru

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Wells

Wells Office

Type: Branch Office

774 Post Rd

Route 1

Wells, ME 04090-4104

Phone: (207) 646-2597

Services: Member Services, ATM, Drive-Thru

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