FAIRWINDS Credit Union Profile

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FAIRWINDS

Charter #68417 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (407) 277-6030

Fax: (407) 658-6149

Founding Date: N/A

Website: http://www.fairwinds.org

Personnel & Operations

President: Krahmer, Elizabeth

Manager: Tobin, Larry

FT Employees: 597

PT Employees: 17

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 32

Hours: 8:00 A.M. TO 4:30 P.M. M-F

Credit Union Profile Summary

FAIRWINDS is a FISCU Credit Union. With a total of 239,737 members ^[1], this institution manages approximately $5,059,166,300 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.71% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.81% ^[1].

Financial Snapshot

Total Assets ^[1]

$5,059,166,300

Total economic resources.

Total Loans ^[1]

$3,263,118,260

Total value of outstanding loans.

Total Deposits ^[1]

$4,585,694,070

Total funds deposited by members.

Members ^[1]

239,737

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

71.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.71%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

135 W CENTRAL BLVD, SUITE 1220

ORLANDO, FL, 32801

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 33 branches reported by FAIRWINDS (Charter #68417).

Main Office

Corporate Office Main Office

Type: Corporate Office

135 W Central Blvd

Suite 1220

Orlando, FL 32801

Phone: (407) 277-6030

Services: Member Services, ATM

FAIRWINDS Credit Union Profile

FAIRWINDS

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Corporate Office Main Office

Additional Branches

Altamonte Springs

Apopka

Clermont

Deland

Deltona

Edgewater

Kissimmee

Lake Mary

Leesburg

Longwood

Mount Dora

New Smyrna Beach

Orange City

Orlando

Ormond Beach

Oviedo

Sanford

Winter Garden

Winter Park

Winter Springs