PACIFIC SERVICE Credit Union Profile

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PACIFIC SERVICE

Charter #68413 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (888) 858-6878

Fax:

Founding Date: N/A

Website: http://www.pacificservice.org

Personnel & Operations

President: Panchal, Amar

Manager: Lampson, Jenna

FT Employees: 152

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 23.63%

Membership Type: 99

Branches: 6

Hours: 9am - 5pm, Mon-Thurs9am - 6pm, Friday

Credit Union Profile Summary

PACIFIC SERVICE is a FISCU Credit Union. With a total of 69,792 members ^[1], this institution manages approximately $1,323,822,117 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.92% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.25% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,323,822,117

Total economic resources.

Total Loans ^[1]

$981,339,509

Total value of outstanding loans.

Total Deposits ^[1]

$1,109,411,147

Total funds deposited by members.

Members ^[1]

69,792

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

14.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

88.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -7.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -2.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1355 Willow Way, STE 200

Concord, CA, 94520

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by PACIFIC SERVICE (Charter #68413).

Main Office

Concord Main Office

Type: Corporate Office

Type: Branch Office

2005 Crow Canyon Pl Ste 150

San Ramon, CA 94583-1992

Phone: (888) 858-6878

Services: Member Services, ATM

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