CABRILLO Credit Union Profile

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CABRILLO

Charter #68409 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (858) 547-7400

Fax:

Founding Date: N/A

Website: http://www.cabrillocu.com

Personnel & Operations

President: Miranda, G.Frank

Manager: Posey, Kevin

FT Employees: 79

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 30.95%

Membership Type: 99

Branches: 3

Hours: 8AM - 5PM Monday - Friday

Credit Union Profile Summary

CABRILLO is a FISCU Credit Union. With a total of 27,592 members [1], this institution manages approximately $526,311,725 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 30.76% [1].

Financial Snapshot

Total Assets [1]
$526,311,725

Total economic resources.

Total Loans [1]
$299,389,263

Total value of outstanding loans.

Total Deposits [1]
$470,570,244

Total funds deposited by members.

Members [1]
27,592

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.88%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
28.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
30.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
13.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3710 Ruffin Rd

San Diego, CA, 92123-1812

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by CABRILLO (Charter #68409).

Main Office

Scripps Ranch Branch Main Office

Type: Corporate Office

10075 Carroll Canyon Rd

Suite 200

San Diego, CA 92131

Phone: (858) 547-7400

Services: Member Services, ATM

Open in Directions

Additional Branches

Chula Vista

South Bay Branch

Type: Branch Office

358 E H ST Ste 603

Chula Vista, CA 91910-7565

Phone: (858) 547-7400

Services: Member Services

Open in Directions

La Mesa

Grossmont Branch

Type: Branch Office

5454 Grossmont Center Dr Ste C

La Mesa, CA 91942

Phone: (848) 547-7400

Services: Member Services, ATM

Open in Directions

San Diego

Federal Building

Type: Branch Office

880 Front St Ste 2295

San Diego, CA 92101-8895

Phone: (858) 547-7400

Services: Member Services, ATM

Open in Directions