MERIWEST Credit Union Profile

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MERIWEST

Charter #68394 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (408) 972-5222

Fax: (408) 363-3298

Founding Date: N/A

Website: http://www.meriwest.com

Personnel & Operations

President: Jue, Arthur

Manager: Pesta, Lisa

FT Employees: 231

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 11

Hours: FROM 8:00 A.M. TO 5:00 P.M.

Credit Union Profile Summary

MERIWEST is a FISCU Credit Union. With a total of 77,323 members ^[1], this institution manages approximately $2,103,985,696 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.31% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.35% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,103,985,696

Total economic resources.

Total Loans ^[1]

$1,641,709,450

Total value of outstanding loans.

Total Deposits ^[1]

$1,673,889,806

Total funds deposited by members.

Members ^[1]

77,323

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

98.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -3.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -2.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5615 CHESBRO AVE

SAN JOSE, CA, 95123-3046

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by MERIWEST (Charter #68394).

Main Office

Corporate Office- San Jose Main Office

Type: Corporate Office

Type: Branch Office

3801 Miranda Ave

Santa Clara Financial Center

Type: Branch Office

2042 El Camino Real

Santa Clara, CA 95050

Phone: (408) 365-6400

Services: Member Services, ATM

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Sunnyvale

Sunnyvale Financial Center

Type: Branch Office

563 E El Camino Real

Sunnyvale, CA 94087

Phone: (877) 637-4937

Services: Member Services, ATM

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