TECHNOLOGY Credit Union Profile

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TECHNOLOGY

Charter #68383 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (408) 451-9111

Fax: (408) 436-1277

Founding Date: N/A

Website: https://www.techcu.com

Personnel & Operations

President: Brenzel, Mical Atz

Manager: Harris, Todd

FT Employees: 343

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 11

Hours: M-F 9:00 AM - 5:00 PM

Credit Union Profile Summary

TECHNOLOGY is a FISCU Credit Union. With a total of 201,856 members ^[1], this institution manages approximately $4,571,797,574 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.24% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.39% ^[1].

Financial Snapshot

Total Assets ^[1]

$4,571,797,574

Total economic resources.

Total Loans ^[1]

$3,398,668,672

Total value of outstanding loans.

Total Deposits ^[1]

$3,672,534,088

Total funds deposited by members.

Members ^[1]

201,856

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

92.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 0.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2010 N 1ST ST

SAN JOSE, CA, 95131-2018

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 10 branches reported by TECHNOLOGY (Charter #68383).

Main Office

Corporate Office Main Office

Type: Corporate Office

Type: Branch Office

1562 S Bascom Ave

San Jose, CA 95125-6108

Phone: (408) 467-2382

Services: Member Services, ATM

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Santa Teresa Financial Center

Type: Branch Office

846 Blossom Hill Rd

San Jose, CA 95123-2718

Phone: (408) 467-2386

Services: Member Services, ATM

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Sunnyvale

Sunnyvale Financial Center

Type: Branch Office

333 W El Camino Real

Sunnyvale, CA 94087

Phone: (408) 467-2381

Services: Member Services, ATM

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