MYPOINT Credit Union Profile

Showing details for MYPOINT Credit Union.

Home > CA > MYPOINT

MYPOINT

Charter #68377 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (888) 495-3400

Fax: (858) 495-3416

Founding Date: N/A

Website: http://www.mypointcu.com

Personnel & Operations

President: White, Jane

Manager: Rhead, Matt

FT Employees: 121

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 10.82%

Membership Type: 99

Branches: 7

Hours: M-F 8:00am - 4:30pm (Main Office) M-F 9:00

Credit Union Profile Summary

MYPOINT is a FISCU Credit Union. With a total of 27,114 members [1], this institution manages approximately $641,029,586 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.12% [1].

Financial Snapshot

Total Assets [1]
$641,029,586

Total economic resources.

Total Loans [1]
$524,612,414

Total value of outstanding loans.

Total Deposits [1]
$557,367,456

Total funds deposited by members.

Members [1]
27,114

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
94.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9420 Farnham St

San Diego, CA, 92123

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 7 branches reported by MYPOINT (Charter #68377).

Main Office

Kearny Mesa Main Office Main Office

Type: Corporate Office

9420 Farnham St

San Diego, CA 92123

Phone: (888) 495-3400

Services: Member Services, ATM

Open in Directions

Additional Branches

Carlsbad

Carlsbad Branch

Type: Branch Office

2610 El Camino Real Unit A

Carlsbad, CA 92008-1214

Phone: (760) 730-9116

Services: Member Services, ATM

Open in Directions

El Cajon

El Cajon Branch

Type: Branch Office

780 Jamacha Rd

El Cajon, CA 92019

Phone: (619) 401-9422

Services: Member Services, ATM

Open in Directions

National City

National City Branch

Type: Branch Office

3003 Highland Ave Ste 102

National City, CA 91950

Phone: (619) 336-0300

Services: Member Services, ATM

Open in Directions

San Diego

North Park

Type: Branch Office

3773 30th St

Suite G

San Diego, CA 92104

Phone: (619) 295-0011

Services: Member Services, ATM

Open in Directions

Rancho Bernardo

Type: Branch Office

10413 Craftsman Way Ste 102

San Diego, CA 92127

Phone: (858) 485-0812

Services: Member Services, ATM

Open in Directions

Sports Arena Branch

Type: Branch Office

3777 Sports Arena Blvd

San Diego, CA 92110-5131

Phone: (619) 226-7100

Services: Member Services, ATM

Open in Directions