GUARDIAN Credit Union Profile

Showing details for GUARDIAN Credit Union.

Home > AL > GUARDIAN

GUARDIAN

Charter #68374 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 244-9999

Fax:

Founding Date: N/A

Website: https://www.myguardiancu.com

Personnel & Operations

President: Kramer, Scott

Manager: Harrell, Heath

FT Employees: 245

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 14

Hours: 8AM - 5PM

Credit Union Profile Summary

GUARDIAN is a FISCU Credit Union. With a total of 92,981 members [1], this institution manages approximately $1,132,167,292 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.63% [1].

Financial Snapshot

Total Assets [1]
$1,132,167,292

Total economic resources.

Total Loans [1]
$904,649,058

Total value of outstanding loans.

Total Deposits [1]
$960,546,393

Total funds deposited by members.

Members [1]
92,981

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
94.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 Guardian Way

Prattville, AL, 36066

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 16 branches reported by GUARDIAN (Charter #68374).

Main Office

Main Main Office

Type: Corporate Office

418 Madison Ave

Montgomery, AL 36104

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Andalusia

Andalusia

Type: Branch Office

1215A Dr M L K Jr Expy

Andalusia, AL 36420-3431

Phone: (334) 244-9999

Services: Member Services, ATM

Open in Directions

Clanton

Clanton

Type: Branch Office

1501 7th St N

Clanton, AL 35045-2121

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Greenville

Greenville

Type: Branch Office

717 Willow Ln

Greenville, AL 36037

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Maplesville

Maplesville

Type: Branch Office

9411 AL Highway 22

Maplesville, AL 36750-3264

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Montgomery

DOL

Type: Branch Office

616 Madison Ave

Montgomery, AL 36104-3600

Phone: (334) 244-9999

Services: Member Services

Open in Directions

Eastdale

Type: Branch Office

3380 Eastdale Cir

Montgomery, AL 36117

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Federal

Type: Branch Office

1789 Cong W L Dickinson Dr

Montgomery, AL 36109-2601

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

HMMA

Type: Branch Office

700 Hyundai Blvd

Montgomery, AL 36105-9622

Phone: (334) 244-9999

Services: Member Services, ATM

Open in Directions

Taylor Rd.

Type: Branch Office

2755 Taylor Rd

Montgomery, AL 36117

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Prattville

Cobbs Ford

Type: Branch Office

1794 E Main St

Prattville, AL 36066-5582

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Prattville 14

Type: Branch Office

102 Interstate Ct

Prattville, AL 36066-7363

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Washington Hill

Type: Branch Office

300 Jensen Rd

Prattville, AL 36067

Phone: (334) 244-9999

Services: Member Services, ATM

Open in Directions

Tallassee

Tallassee

Type: Branch Office

1401 Gilmer Ave

Tallassee, AL 36078

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Troy

Troy

Type: Branch Office

1120 Highway 231 S

Troy, AL 36081

Phone: (334) 244-9999

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wetumpka

Wetumpka

Type: Branch Office

55 Rumbling Water Dr

Wetumpka, AL 36092

Phone: (334) 244-9999

Services: Member Services

Open in Directions