AMERICAN LAKE Credit Union Profile

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AMERICAN LAKE

Charter #68371 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (253) 584-0079

Fax: (253) 581-5035

Founding Date: N/A

Website: http://www.americanlake.org

Personnel & Operations

President: Disbrow, William

Manager: McMann, Kolin

FT Employees: 12

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-Th 9-5 Fri 8:30-5:30 Sat 9-1 Sun closed

Credit Union Profile Summary

AMERICAN LAKE is a FISCU Credit Union. With a total of 4,848 members [1], this institution manages approximately $61,483,547 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.06% [1].

Financial Snapshot

Total Assets [1]
$61,483,547

Total economic resources.

Total Loans [1]
$25,053,561

Total value of outstanding loans.

Total Deposits [1]
$52,066,243

Total funds deposited by members.

Members [1]
4,848

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9802 Gravelly Lake Dr SW

Lakewood, WA, 98499-1704
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by AMERICAN LAKE (Charter #68371).

Main Office

ALCU - Lakewood Main Office

Type: Corporate Office

9802 Gravelly Lake Dr SW

Lakewood, WA 98499-1704

Phone: (253) 584-0079

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Tacoma

ALCU - Camp Murray

Type: Branch Office

Camp Murray, Building 16

Tacoma, WA 98430-0001

Phone: (253) 584-0079

Services: ATM

Open in Directions

ALCU - KBR Branch

Type: Branch Office

803 E Portland Ave

Tacoma, WA 98421-3002

Phone: (253) 596-0154

Services: Member Services

Open in Directions

ALCU - VA Branch

Type: Branch Office

9900 Veterans Dr SW

Tacoma, WA 98493-0001

Phone: (253) 584-0079

Services: Member Services, ATM, Drive-Thru

Open in Directions