SAFE Credit Union Profile

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SAFE

Charter #68366 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (916) 979-7233

Fax:

Founding Date: N/A

Website: http://www.safecu.org

Personnel & Operations

President: Blumenfeld, Rick

Manager: Nabhani, Faye

FT Employees: 648

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 17.1%

Membership Type: 99

Branches: 17

Hours: 9-5

Credit Union Profile Summary

SAFE is a FISCU Credit Union. With a total of 243,745 members ^[1], this institution manages approximately $4,398,112,630 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.15% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.84% ^[1].

Financial Snapshot

Total Assets ^[1]

$4,398,112,630

Total economic resources.

Total Loans ^[1]

$3,066,599,659

Total value of outstanding loans.

Total Deposits ^[1]

$3,965,775,396

Total funds deposited by members.

Members ^[1]

243,745

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

77.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -5.12%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2295 IRON POINT RD

FOLSOM, CA, 95630-8766

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 21 branches reported by SAFE (Charter #68366).

Main Office

Corporate Main Office

Type: Corporate Office

2295 Iron Point Rd

Folsom, CA 95630-8766

Phone: (916) 979-7233

Services: ATM

SAFE Credit Union Profile

SAFE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Corporate Main Office

Additional Branches

Antelope

Citrus Heights

Elk Grove

Fair Oaks

Folsom

Granite Bay

Lincoln

North Highlands

Rancho Cordova

Rocklin

Roseville

Sacramento

West Sacramento