CORAZO Credit Union Profile

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CORAZO

Charter #68356 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (760) 352-1540

Fax: (760) 352-1887

Founding Date: N/A

Website: http://www.ficu.com

Personnel & Operations

President: Araujo, Alexis

Manager: Gonzalez, Fidel

FT Employees: 54

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 9:00 AM - 5:00 PM Monday-Tuesday - Thursday

Credit Union Profile Summary

CORAZO is a FISCU Credit Union. With a total of 22,941 members [1], this institution manages approximately $219,132,449 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.04% [1].

Financial Snapshot

Total Assets [1]
$219,132,449

Total economic resources.

Total Loans [1]
$168,458,060

Total value of outstanding loans.

Total Deposits [1]
$184,559,108

Total funds deposited by members.

Members [1]
22,941

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
12.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1602 W Main St

El Centro, CA, 92243-2232

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by CORAZO (Charter #68356).

Main Office

Main Office Main Office

Type: Corporate Office

1602 W Main St

El Centro, CA 92243-2232

Phone: (760) 352-1540

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Brawley

Brawley Branch

Type: Branch Office

1020 S Brawley Ave

Brawley, CA 92227

Phone: (760) 352-1540

Services: Member Services, ATM, Drive-Thru

Open in Directions

Calexico

Calexico Branch

Type: Branch Office

1010 Cole Blvd

Calexico, CA 92231

Phone: (760) 352-1540

Services: Member Services, ATM, Drive-Thru

Open in Directions

Imperial

Imperial Branch

Type: Branch Office

123 W Barioni Blvd Ste D

Imperial, CA 92251

Phone: (760) 352-1540

Services: Member Services, ATM

Open in Directions