SACO VALLEY Credit Union Profile

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SACO VALLEY

Charter #68324 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 282-6169

Fax: (207) 282-1601

Founding Date: N/A

Website: http://www.sacovalley.org

Personnel & Operations

President: Nelson, Timothy

Manager: Partridge, Kevin

FT Employees: 28

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday and Thursday: 9 a.m. - 5 p.m. Tuesd

Credit Union Profile Summary

SACO VALLEY is a FISCU Credit Union. With a total of 9,171 members [1], this institution manages approximately $188,168,118 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.98% [1].

Financial Snapshot

Total Assets [1]
$188,168,118

Total economic resources.

Total Loans [1]
$153,675,580

Total value of outstanding loans.

Total Deposits [1]
$168,438,320

Total funds deposited by members.

Members [1]
9,171

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

312 Main St

Saco, ME, 04072-1515
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by SACO VALLEY (Charter #68324).

Main Office

Main Office Main Office

Type: Corporate Office

312 Main St

Saco, ME 04072-1515

Phone: (207) 282-6169

Services: Member Services

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Additional Branches

Saco

Mortgage Office

Type: Branch Office

500 Main St

Saco, ME 04072-1530

Phone: (207) 286-3638

Services: Member Services, ATM, Drive-Thru

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Waterboro

Waterboro Branch Office

Type: Branch Office

860 Main St

Waterboro, ME 04087-3013

Phone: (207) 247-6000

Services: Member Services, ATM, Drive-Thru

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